LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,850
−HK$6,325/mo
▼ 0.25% · 3.875%
HK$103,987
−HK$3,188/mo
Today · 4.125%
HK$107,175
baseline
▲ 0.50% · 4.625%
HK$113,696
+HK$6,521/mo
Deposit HK$22.11M · loan HK$22.11M · min. income ≈ HK$214,350/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$1,879,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,195
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$115,204
−HK$3,053/mo
Today · 4.125%
HK$118,257
baseline
▲ 0.50% · 4.625%
HK$124,490
+HK$6,233/mo
Deposit HK$22.11M · loan HK$22.11M · min. income ≈ HK$236,514/mo (50% DSR)
Upfront cash ≈ HK$23.99M (deposit + AVD stamp duty HK$1,879,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,020
−HK$7,590/mo
▼ 0.25% · 3.875%
HK$124,785
−HK$3,825/mo
Today · 4.125%
HK$128,610
baseline
▲ 0.50% · 4.625%
HK$136,435
+HK$7,825/mo
Deposit HK$17.69M · loan HK$26.54M · min. income ≈ HK$257,220/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$1,879,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,634
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,245
−HK$3,663/mo
Today · 4.125%
HK$141,908
baseline
▲ 0.50% · 4.625%
HK$149,388
+HK$7,480/mo
Deposit HK$17.69M · loan HK$26.54M · min. income ≈ HK$283,816/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$1,879,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,191
−HK$8,853/mo
▼ 0.25% · 3.875%
HK$145,582
−HK$4,462/mo
Today · 4.125%
HK$150,044
baseline
▲ 0.50% · 4.625%
HK$159,174
+HK$9,130/mo
Deposit HK$13.27M · loan HK$30.96M · min. income ≈ HK$300,088/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,879,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,073
−HK$8,486/mo
▼ 0.25% · 3.875%
HK$161,286
−HK$4,273/mo
Today · 4.125%
HK$165,559
baseline
▲ 0.50% · 4.625%
HK$174,286
+HK$8,727/mo
Deposit HK$13.27M · loan HK$30.96M · min. income ≈ HK$331,118/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,879,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,531
−HK$11,383/mo
▼ 0.25% · 3.875%
HK$187,177
−HK$5,737/mo
Today · 4.125%
HK$192,914
baseline
▲ 0.50% · 4.625%
HK$204,653
+HK$11,739/mo
Deposit HK$4.42M · loan HK$39.80M · min. income ≈ HK$385,828/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,879,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,951
−HK$10,911/mo
▼ 0.25% · 3.875%
HK$207,367
−HK$5,495/mo
Today · 4.125%
HK$212,862
baseline
▲ 0.50% · 4.625%
HK$224,082
+HK$11,220/mo
Deposit HK$4.42M · loan HK$39.80M · min. income ≈ HK$425,724/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,879,676 · Scale 2, in force from 26 Feb 2026)