LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,086
−HK$632/mo
▼ 0.25% · 3.875%
HK$10,400
−HK$318/mo
Today · 4.125%
HK$10,718
baseline
▲ 0.50% · 4.625%
HK$11,370
+HK$652/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,436/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,220
−HK$607/mo
▼ 0.25% · 3.875%
HK$11,521
−HK$306/mo
Today · 4.125%
HK$11,827
baseline
▲ 0.50% · 4.625%
HK$12,450
+HK$623/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,654/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,103
−HK$759/mo
▼ 0.25% · 3.875%
HK$12,479
−HK$383/mo
Today · 4.125%
HK$12,862
baseline
▲ 0.50% · 4.625%
HK$13,645
+HK$783/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$25,724/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,464
−HK$728/mo
▼ 0.25% · 3.875%
HK$13,826
−HK$366/mo
Today · 4.125%
HK$14,192
baseline
▲ 0.50% · 4.625%
HK$14,940
+HK$748/mo
Deposit HK$1.77M · loan HK$2.65M · min. income ≈ HK$28,384/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,120
−HK$886/mo
▼ 0.25% · 3.875%
HK$14,559
−HK$447/mo
Today · 4.125%
HK$15,006
baseline
▲ 0.50% · 4.625%
HK$15,919
+HK$913/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$30,012/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,709
−HK$848/mo
▼ 0.25% · 3.875%
HK$16,130
−HK$427/mo
Today · 4.125%
HK$16,557
baseline
▲ 0.50% · 4.625%
HK$17,430
+HK$873/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$33,114/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$66,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,155
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,719
−HK$574/mo
Today · 4.125%
HK$19,293
baseline
▲ 0.50% · 4.625%
HK$20,467
+HK$1,174/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$38,586/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$66,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,197
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,738
−HK$550/mo
Today · 4.125%
HK$21,288
baseline
▲ 0.50% · 4.625%
HK$22,410
+HK$1,122/mo
Deposit HK$442K · loan HK$3.98M · min. income ≈ HK$42,576/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$66,347 · Scale 2, in force from 26 Feb 2026)