LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,858
−HK$6,325/mo
▼ 0.25% · 3.875%
HK$103,996
−HK$3,187/mo
Today · 4.125%
HK$107,183
baseline
▲ 0.50% · 4.625%
HK$113,705
+HK$6,522/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$214,366/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,879,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,204
−HK$6,062/mo
▼ 0.25% · 3.875%
HK$115,213
−HK$3,053/mo
Today · 4.125%
HK$118,266
baseline
▲ 0.50% · 4.625%
HK$124,500
+HK$6,234/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$236,532/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,879,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,030
−HK$7,590/mo
▼ 0.25% · 3.875%
HK$124,795
−HK$3,825/mo
Today · 4.125%
HK$128,620
baseline
▲ 0.50% · 4.625%
HK$136,446
+HK$7,826/mo
Deposit HK$17.69M · loan HK$26.54M · min. income ≈ HK$257,240/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$1,879,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,645
−HK$7,274/mo
▼ 0.25% · 3.875%
HK$138,256
−HK$3,663/mo
Today · 4.125%
HK$141,919
baseline
▲ 0.50% · 4.625%
HK$149,400
+HK$7,481/mo
Deposit HK$17.69M · loan HK$26.54M · min. income ≈ HK$283,838/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$1,879,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,202
−HK$8,854/mo
▼ 0.25% · 3.875%
HK$145,594
−HK$4,462/mo
Today · 4.125%
HK$150,056
baseline
▲ 0.50% · 4.625%
HK$159,187
+HK$9,131/mo
Deposit HK$13.27M · loan HK$30.96M · min. income ≈ HK$300,112/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,879,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,086
−HK$8,486/mo
▼ 0.25% · 3.875%
HK$161,299
−HK$4,273/mo
Today · 4.125%
HK$165,572
baseline
▲ 0.50% · 4.625%
HK$174,300
+HK$8,728/mo
Deposit HK$13.27M · loan HK$30.96M · min. income ≈ HK$331,144/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,879,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,545
−HK$11,385/mo
▼ 0.25% · 3.875%
HK$187,192
−HK$5,738/mo
Today · 4.125%
HK$192,930
baseline
▲ 0.50% · 4.625%
HK$204,669
+HK$11,739/mo
Deposit HK$4.42M · loan HK$39.81M · min. income ≈ HK$385,860/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,879,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,967
−HK$10,912/mo
▼ 0.25% · 3.875%
HK$207,384
−HK$5,495/mo
Today · 4.125%
HK$212,879
baseline
▲ 0.50% · 4.625%
HK$224,100
+HK$11,221/mo
Deposit HK$4.42M · loan HK$39.81M · min. income ≈ HK$425,758/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,879,826 · Scale 2, in force from 26 Feb 2026)