LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,870
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$104,008
−HK$3,188/mo
Today · 4.125%
HK$107,196
baseline
▲ 0.50% · 4.625%
HK$113,718
+HK$6,522/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$214,392/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,217
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$115,227
−HK$3,053/mo
Today · 4.125%
HK$118,280
baseline
▲ 0.50% · 4.625%
HK$124,514
+HK$6,234/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$236,560/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,044
−HK$7,591/mo
▼ 0.25% · 3.875%
HK$124,809
−HK$3,826/mo
Today · 4.125%
HK$128,635
baseline
▲ 0.50% · 4.625%
HK$136,462
+HK$7,827/mo
Deposit HK$17.69M · loan HK$26.54M · min. income ≈ HK$257,270/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$1,880,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,660
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$138,272
−HK$3,664/mo
Today · 4.125%
HK$141,936
baseline
▲ 0.50% · 4.625%
HK$149,417
+HK$7,481/mo
Deposit HK$17.69M · loan HK$26.54M · min. income ≈ HK$283,872/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$1,880,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,218
−HK$8,856/mo
▼ 0.25% · 3.875%
HK$145,611
−HK$4,463/mo
Today · 4.125%
HK$150,074
baseline
▲ 0.50% · 4.625%
HK$159,205
+HK$9,131/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$300,148/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,880,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,104
−HK$8,488/mo
▼ 0.25% · 3.875%
HK$161,317
−HK$4,275/mo
Today · 4.125%
HK$165,592
baseline
▲ 0.50% · 4.625%
HK$174,320
+HK$8,728/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$331,184/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,880,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,566
−HK$11,386/mo
▼ 0.25% · 3.875%
HK$187,214
−HK$5,738/mo
Today · 4.125%
HK$192,952
baseline
▲ 0.50% · 4.625%
HK$204,693
+HK$11,741/mo
Deposit HK$4.42M · loan HK$39.81M · min. income ≈ HK$385,904/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,880,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,991
−HK$10,913/mo
▼ 0.25% · 3.875%
HK$207,408
−HK$5,496/mo
Today · 4.125%
HK$212,904
baseline
▲ 0.50% · 4.625%
HK$224,126
+HK$11,222/mo
Deposit HK$4.42M · loan HK$39.81M · min. income ≈ HK$425,808/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,880,043 · Scale 2, in force from 26 Feb 2026)