LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,880
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$104,018
−HK$3,188/mo
Today · 4.125%
HK$107,206
baseline
▲ 0.50% · 4.625%
HK$113,729
+HK$6,523/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$214,412/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,228
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$115,238
−HK$3,053/mo
Today · 4.125%
HK$118,291
baseline
▲ 0.50% · 4.625%
HK$124,526
+HK$6,235/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$236,582/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,056
−HK$7,591/mo
▼ 0.25% · 3.875%
HK$124,821
−HK$3,826/mo
Today · 4.125%
HK$128,647
baseline
▲ 0.50% · 4.625%
HK$136,475
+HK$7,828/mo
Deposit HK$17.70M · loan HK$26.54M · min. income ≈ HK$257,294/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,673
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$138,285
−HK$3,664/mo
Today · 4.125%
HK$141,949
baseline
▲ 0.50% · 4.625%
HK$149,431
+HK$7,482/mo
Deposit HK$17.70M · loan HK$26.54M · min. income ≈ HK$283,898/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,232
−HK$8,856/mo
▼ 0.25% · 3.875%
HK$145,625
−HK$4,463/mo
Today · 4.125%
HK$150,088
baseline
▲ 0.50% · 4.625%
HK$159,221
+HK$9,133/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$300,176/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,880,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,119
−HK$8,488/mo
▼ 0.25% · 3.875%
HK$161,333
−HK$4,274/mo
Today · 4.125%
HK$165,607
baseline
▲ 0.50% · 4.625%
HK$174,337
+HK$8,730/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$331,214/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,880,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,583
−HK$11,387/mo
▼ 0.25% · 3.875%
HK$187,232
−HK$5,738/mo
Today · 4.125%
HK$192,970
baseline
▲ 0.50% · 4.625%
HK$204,712
+HK$11,742/mo
Deposit HK$4.42M · loan HK$39.82M · min. income ≈ HK$385,940/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,880,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,010
−HK$10,914/mo
▼ 0.25% · 3.875%
HK$207,428
−HK$5,496/mo
Today · 4.125%
HK$212,924
baseline
▲ 0.50% · 4.625%
HK$224,147
+HK$11,223/mo
Deposit HK$4.42M · loan HK$39.82M · min. income ≈ HK$425,848/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,880,222 · Scale 2, in force from 26 Feb 2026)