LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,888
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$104,026
−HK$3,188/mo
Today · 4.125%
HK$107,214
baseline
▲ 0.50% · 4.625%
HK$113,738
+HK$6,524/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$214,428/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,237
−HK$6,063/mo
▼ 0.25% · 3.875%
HK$115,247
−HK$3,053/mo
Today · 4.125%
HK$118,300
baseline
▲ 0.50% · 4.625%
HK$124,536
+HK$6,236/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$236,600/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,065
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$124,831
−HK$3,826/mo
Today · 4.125%
HK$128,657
baseline
▲ 0.50% · 4.625%
HK$136,486
+HK$7,829/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$257,314/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,684
−HK$7,276/mo
▼ 0.25% · 3.875%
HK$138,296
−HK$3,664/mo
Today · 4.125%
HK$141,960
baseline
▲ 0.50% · 4.625%
HK$149,443
+HK$7,483/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$283,920/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,243
−HK$8,857/mo
▼ 0.25% · 3.875%
HK$145,636
−HK$4,464/mo
Today · 4.125%
HK$150,100
baseline
▲ 0.50% · 4.625%
HK$159,233
+HK$9,133/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$300,200/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,880,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,131
−HK$8,489/mo
▼ 0.25% · 3.875%
HK$161,345
−HK$4,275/mo
Today · 4.125%
HK$165,620
baseline
▲ 0.50% · 4.625%
HK$174,351
+HK$8,731/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$331,240/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,880,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,598
−HK$11,388/mo
▼ 0.25% · 3.875%
HK$187,247
−HK$5,739/mo
Today · 4.125%
HK$192,986
baseline
▲ 0.50% · 4.625%
HK$204,728
+HK$11,742/mo
Deposit HK$4.42M · loan HK$39.82M · min. income ≈ HK$385,972/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,880,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,026
−HK$10,915/mo
▼ 0.25% · 3.875%
HK$207,444
−HK$5,497/mo
Today · 4.125%
HK$212,941
baseline
▲ 0.50% · 4.625%
HK$224,165
+HK$11,224/mo
Deposit HK$4.42M · loan HK$39.82M · min. income ≈ HK$425,882/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$1,880,371 · Scale 2, in force from 26 Feb 2026)