LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,894
−HK$6,326/mo
▼ 0.25% · 3.875%
HK$104,032
−HK$3,188/mo
Today · 4.125%
HK$107,220
baseline
▲ 0.50% · 4.625%
HK$113,745
+HK$6,525/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$214,440/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,243
−HK$6,064/mo
▼ 0.25% · 3.875%
HK$115,253
−HK$3,054/mo
Today · 4.125%
HK$118,307
baseline
▲ 0.50% · 4.625%
HK$124,543
+HK$6,236/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$236,614/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,072
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$124,838
−HK$3,827/mo
Today · 4.125%
HK$128,665
baseline
▲ 0.50% · 4.625%
HK$136,493
+HK$7,828/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$257,330/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,692
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$138,304
−HK$3,665/mo
Today · 4.125%
HK$141,969
baseline
▲ 0.50% · 4.625%
HK$149,452
+HK$7,483/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$283,938/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,251
−HK$8,858/mo
▼ 0.25% · 3.875%
HK$145,645
−HK$4,464/mo
Today · 4.125%
HK$150,109
baseline
▲ 0.50% · 4.625%
HK$159,242
+HK$9,133/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$300,218/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,880,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,140
−HK$8,490/mo
▼ 0.25% · 3.875%
HK$161,355
−HK$4,275/mo
Today · 4.125%
HK$165,630
baseline
▲ 0.50% · 4.625%
HK$174,361
+HK$8,731/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$331,260/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,880,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,608
−HK$11,389/mo
▼ 0.25% · 3.875%
HK$187,257
−HK$5,740/mo
Today · 4.125%
HK$192,997
baseline
▲ 0.50% · 4.625%
HK$204,740
+HK$11,743/mo
Deposit HK$4.42M · loan HK$39.82M · min. income ≈ HK$385,994/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,038
−HK$10,915/mo
▼ 0.25% · 3.875%
HK$207,456
−HK$5,497/mo
Today · 4.125%
HK$212,953
baseline
▲ 0.50% · 4.625%
HK$224,178
+HK$11,225/mo
Deposit HK$4.42M · loan HK$39.82M · min. income ≈ HK$425,906/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,480 · Scale 2, in force from 26 Feb 2026)