LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,896
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,034
−HK$3,189/mo
Today · 4.125%
HK$107,223
baseline
▲ 0.50% · 4.625%
HK$113,747
+HK$6,524/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$214,446/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,245
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,256
−HK$3,054/mo
Today · 4.125%
HK$118,310
baseline
▲ 0.50% · 4.625%
HK$124,546
+HK$6,236/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$236,620/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,075
−HK$7,592/mo
▼ 0.25% · 3.875%
HK$124,841
−HK$3,826/mo
Today · 4.125%
HK$128,667
baseline
▲ 0.50% · 4.625%
HK$136,496
+HK$7,829/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$257,334/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,695
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$138,307
−HK$3,665/mo
Today · 4.125%
HK$141,972
baseline
▲ 0.50% · 4.625%
HK$149,455
+HK$7,483/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$283,944/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,254
−HK$8,858/mo
▼ 0.25% · 3.875%
HK$145,648
−HK$4,464/mo
Today · 4.125%
HK$150,112
baseline
▲ 0.50% · 4.625%
HK$159,246
+HK$9,134/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$300,224/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,880,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,144
−HK$8,490/mo
▼ 0.25% · 3.875%
HK$161,358
−HK$4,276/mo
Today · 4.125%
HK$165,634
baseline
▲ 0.50% · 4.625%
HK$174,364
+HK$8,730/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$331,268/mo (50% DSR)
Upfront cash ≈ HK$15.15M (deposit + AVD stamp duty HK$1,880,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,612
−HK$11,389/mo
▼ 0.25% · 3.875%
HK$187,261
−HK$5,740/mo
Today · 4.125%
HK$193,001
baseline
▲ 0.50% · 4.625%
HK$204,745
+HK$11,744/mo
Deposit HK$4.42M · loan HK$39.82M · min. income ≈ HK$386,002/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,042
−HK$10,916/mo
▼ 0.25% · 3.875%
HK$207,461
−HK$5,497/mo
Today · 4.125%
HK$212,958
baseline
▲ 0.50% · 4.625%
HK$224,183
+HK$11,225/mo
Deposit HK$4.42M · loan HK$39.82M · min. income ≈ HK$425,916/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,521 · Scale 2, in force from 26 Feb 2026)