LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,898
−HK$6,327/mo
▼ 0.25% · 3.875%
HK$104,037
−HK$3,188/mo
Today · 4.125%
HK$107,225
baseline
▲ 0.50% · 4.625%
HK$113,750
+HK$6,525/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$214,450/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,248
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,259
−HK$3,054/mo
Today · 4.125%
HK$118,313
baseline
▲ 0.50% · 4.625%
HK$124,549
+HK$6,236/mo
Deposit HK$22.12M · loan HK$22.12M · min. income ≈ HK$236,626/mo (50% DSR)
Upfront cash ≈ HK$24.00M (deposit + AVD stamp duty HK$1,880,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,078
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$124,844
−HK$3,827/mo
Today · 4.125%
HK$128,671
baseline
▲ 0.50% · 4.625%
HK$136,500
+HK$7,829/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$257,342/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,698
−HK$7,277/mo
▼ 0.25% · 3.875%
HK$138,310
−HK$3,665/mo
Today · 4.125%
HK$141,975
baseline
▲ 0.50% · 4.625%
HK$149,459
+HK$7,484/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$283,950/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,258
−HK$8,858/mo
▼ 0.25% · 3.875%
HK$145,651
−HK$4,465/mo
Today · 4.125%
HK$150,116
baseline
▲ 0.50% · 4.625%
HK$159,250
+HK$9,134/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$300,232/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,880,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,148
−HK$8,490/mo
▼ 0.25% · 3.875%
HK$161,362
−HK$4,276/mo
Today · 4.125%
HK$165,638
baseline
▲ 0.50% · 4.625%
HK$174,369
+HK$8,731/mo
Deposit HK$13.27M · loan HK$30.97M · min. income ≈ HK$331,276/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,880,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,617
−HK$11,389/mo
▼ 0.25% · 3.875%
HK$187,266
−HK$5,740/mo
Today · 4.125%
HK$193,006
baseline
▲ 0.50% · 4.625%
HK$204,750
+HK$11,744/mo
Deposit HK$4.42M · loan HK$39.82M · min. income ≈ HK$386,012/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,047
−HK$10,916/mo
▼ 0.25% · 3.875%
HK$207,466
−HK$5,497/mo
Today · 4.125%
HK$212,963
baseline
▲ 0.50% · 4.625%
HK$224,188
+HK$11,225/mo
Deposit HK$4.42M · loan HK$39.82M · min. income ≈ HK$425,926/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,568 · Scale 2, in force from 26 Feb 2026)