LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,907
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,046
−HK$3,189/mo
Today · 4.125%
HK$107,235
baseline
▲ 0.50% · 4.625%
HK$113,760
+HK$6,525/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$214,470/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$1,880,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,258
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,269
−HK$3,054/mo
Today · 4.125%
HK$118,323
baseline
▲ 0.50% · 4.625%
HK$124,560
+HK$6,237/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$236,646/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$1,880,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,089
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$124,855
−HK$3,827/mo
Today · 4.125%
HK$128,682
baseline
▲ 0.50% · 4.625%
HK$136,512
+HK$7,830/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$257,364/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,710
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$138,323
−HK$3,665/mo
Today · 4.125%
HK$141,988
baseline
▲ 0.50% · 4.625%
HK$149,472
+HK$7,484/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$283,976/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,270
−HK$8,859/mo
▼ 0.25% · 3.875%
HK$145,665
−HK$4,464/mo
Today · 4.125%
HK$150,129
baseline
▲ 0.50% · 4.625%
HK$159,264
+HK$9,135/mo
Deposit HK$13.28M · loan HK$30.98M · min. income ≈ HK$300,258/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,880,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,162
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$161,377
−HK$4,276/mo
Today · 4.125%
HK$165,653
baseline
▲ 0.50% · 4.625%
HK$174,385
+HK$8,732/mo
Deposit HK$13.28M · loan HK$30.98M · min. income ≈ HK$331,306/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,880,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,633
−HK$11,390/mo
▼ 0.25% · 3.875%
HK$187,283
−HK$5,740/mo
Today · 4.125%
HK$193,023
baseline
▲ 0.50% · 4.625%
HK$204,768
+HK$11,745/mo
Deposit HK$4.43M · loan HK$39.83M · min. income ≈ HK$386,046/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,065
−HK$10,917/mo
▼ 0.25% · 3.875%
HK$207,484
−HK$5,498/mo
Today · 4.125%
HK$212,982
baseline
▲ 0.50% · 4.625%
HK$224,209
+HK$11,227/mo
Deposit HK$4.43M · loan HK$39.83M · min. income ≈ HK$425,964/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,737 · Scale 2, in force from 26 Feb 2026)