LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,910
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,049
−HK$3,189/mo
Today · 4.125%
HK$107,238
baseline
▲ 0.50% · 4.625%
HK$113,763
+HK$6,525/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$214,476/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$1,880,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,262
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,272
−HK$3,055/mo
Today · 4.125%
HK$118,327
baseline
▲ 0.50% · 4.625%
HK$124,564
+HK$6,237/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$236,654/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$1,880,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,092
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,859
−HK$3,827/mo
Today · 4.125%
HK$128,686
baseline
▲ 0.50% · 4.625%
HK$136,516
+HK$7,830/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$257,372/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,714
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$138,327
−HK$3,665/mo
Today · 4.125%
HK$141,992
baseline
▲ 0.50% · 4.625%
HK$149,477
+HK$7,485/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$283,984/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,274
−HK$8,859/mo
▼ 0.25% · 3.875%
HK$145,669
−HK$4,464/mo
Today · 4.125%
HK$150,133
baseline
▲ 0.50% · 4.625%
HK$159,269
+HK$9,136/mo
Deposit HK$13.28M · loan HK$30.98M · min. income ≈ HK$300,266/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,880,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,166
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$161,381
−HK$4,276/mo
Today · 4.125%
HK$165,657
baseline
▲ 0.50% · 4.625%
HK$174,389
+HK$8,732/mo
Deposit HK$13.28M · loan HK$30.98M · min. income ≈ HK$331,314/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,880,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,638
−HK$11,391/mo
▼ 0.25% · 3.875%
HK$187,288
−HK$5,741/mo
Today · 4.125%
HK$193,029
baseline
▲ 0.50% · 4.625%
HK$204,774
+HK$11,745/mo
Deposit HK$4.43M · loan HK$39.83M · min. income ≈ HK$386,058/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,071
−HK$10,917/mo
▼ 0.25% · 3.875%
HK$207,490
−HK$5,498/mo
Today · 4.125%
HK$212,988
baseline
▲ 0.50% · 4.625%
HK$224,215
+HK$11,227/mo
Deposit HK$4.43M · loan HK$39.83M · min. income ≈ HK$425,976/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,790 · Scale 2, in force from 26 Feb 2026)