LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,912
−HK$6,328/mo
▼ 0.25% · 3.875%
HK$104,051
−HK$3,189/mo
Today · 4.125%
HK$107,240
baseline
▲ 0.50% · 4.625%
HK$113,766
+HK$6,526/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$214,480/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$1,880,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,264
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,275
−HK$3,054/mo
Today · 4.125%
HK$118,329
baseline
▲ 0.50% · 4.625%
HK$124,566
+HK$6,237/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$236,658/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$1,880,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,095
−HK$7,593/mo
▼ 0.25% · 3.875%
HK$124,861
−HK$3,827/mo
Today · 4.125%
HK$128,688
baseline
▲ 0.50% · 4.625%
HK$136,519
+HK$7,831/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$257,376/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,717
−HK$7,278/mo
▼ 0.25% · 3.875%
HK$138,330
−HK$3,665/mo
Today · 4.125%
HK$141,995
baseline
▲ 0.50% · 4.625%
HK$149,480
+HK$7,485/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$283,990/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,277
−HK$8,859/mo
▼ 0.25% · 3.875%
HK$145,672
−HK$4,464/mo
Today · 4.125%
HK$150,136
baseline
▲ 0.50% · 4.625%
HK$159,272
+HK$9,136/mo
Deposit HK$13.28M · loan HK$30.98M · min. income ≈ HK$300,272/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,880,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,169
−HK$8,492/mo
▼ 0.25% · 3.875%
HK$161,384
−HK$4,277/mo
Today · 4.125%
HK$165,661
baseline
▲ 0.50% · 4.625%
HK$174,393
+HK$8,732/mo
Deposit HK$13.28M · loan HK$30.98M · min. income ≈ HK$331,322/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,880,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,642
−HK$11,390/mo
▼ 0.25% · 3.875%
HK$187,292
−HK$5,740/mo
Today · 4.125%
HK$193,032
baseline
▲ 0.50% · 4.625%
HK$204,778
+HK$11,746/mo
Deposit HK$4.43M · loan HK$39.83M · min. income ≈ HK$386,064/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,075
−HK$10,917/mo
▼ 0.25% · 3.875%
HK$207,494
−HK$5,498/mo
Today · 4.125%
HK$212,992
baseline
▲ 0.50% · 4.625%
HK$224,219
+HK$11,227/mo
Deposit HK$4.43M · loan HK$39.83M · min. income ≈ HK$425,984/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,827 · Scale 2, in force from 26 Feb 2026)