LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,920
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$104,059
−HK$3,190/mo
Today · 4.125%
HK$107,249
baseline
▲ 0.50% · 4.625%
HK$113,775
+HK$6,526/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$214,498/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$1,880,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,273
−HK$6,065/mo
▼ 0.25% · 3.875%
HK$115,284
−HK$3,054/mo
Today · 4.125%
HK$118,338
baseline
▲ 0.50% · 4.625%
HK$124,576
+HK$6,238/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$236,676/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$1,880,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,104
−HK$7,594/mo
▼ 0.25% · 3.875%
HK$124,871
−HK$3,827/mo
Today · 4.125%
HK$128,698
baseline
▲ 0.50% · 4.625%
HK$136,529
+HK$7,831/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$257,396/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,727
−HK$7,279/mo
▼ 0.25% · 3.875%
HK$138,340
−HK$3,666/mo
Today · 4.125%
HK$142,006
baseline
▲ 0.50% · 4.625%
HK$149,491
+HK$7,485/mo
Deposit HK$17.70M · loan HK$26.55M · min. income ≈ HK$284,012/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$1,880,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,288
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$145,683
−HK$4,465/mo
Today · 4.125%
HK$150,148
baseline
▲ 0.50% · 4.625%
HK$159,284
+HK$9,136/mo
Deposit HK$13.28M · loan HK$30.98M · min. income ≈ HK$300,296/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,880,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,182
−HK$8,492/mo
▼ 0.25% · 3.875%
HK$161,397
−HK$4,277/mo
Today · 4.125%
HK$165,674
baseline
▲ 0.50% · 4.625%
HK$174,407
+HK$8,733/mo
Deposit HK$13.28M · loan HK$30.98M · min. income ≈ HK$331,348/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,880,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,656
−HK$11,392/mo
▼ 0.25% · 3.875%
HK$187,307
−HK$5,741/mo
Today · 4.125%
HK$193,048
baseline
▲ 0.50% · 4.625%
HK$204,794
+HK$11,746/mo
Deposit HK$4.43M · loan HK$39.83M · min. income ≈ HK$386,096/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,091
−HK$10,918/mo
▼ 0.25% · 3.875%
HK$207,511
−HK$5,498/mo
Today · 4.125%
HK$213,009
baseline
▲ 0.50% · 4.625%
HK$224,237
+HK$11,228/mo
Deposit HK$4.43M · loan HK$39.83M · min. income ≈ HK$426,018/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,880,975 · Scale 2, in force from 26 Feb 2026)