LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,926
−HK$6,329/mo
▼ 0.25% · 3.875%
HK$104,066
−HK$3,189/mo
Today · 4.125%
HK$107,255
baseline
▲ 0.50% · 4.625%
HK$113,781
+HK$6,526/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$214,510/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$1,881,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,279
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$115,291
−HK$3,055/mo
Today · 4.125%
HK$118,346
baseline
▲ 0.50% · 4.625%
HK$124,584
+HK$6,238/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$236,692/mo (50% DSR)
Upfront cash ≈ HK$24.01M (deposit + AVD stamp duty HK$1,881,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,111
−HK$7,595/mo
▼ 0.25% · 3.875%
HK$124,879
−HK$3,827/mo
Today · 4.125%
HK$128,706
baseline
▲ 0.50% · 4.625%
HK$136,538
+HK$7,832/mo
Deposit HK$17.70M · loan HK$26.56M · min. income ≈ HK$257,412/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$1,881,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,735
−HK$7,280/mo
▼ 0.25% · 3.875%
HK$138,349
−HK$3,666/mo
Today · 4.125%
HK$142,015
baseline
▲ 0.50% · 4.625%
HK$149,500
+HK$7,485/mo
Deposit HK$17.70M · loan HK$26.56M · min. income ≈ HK$284,030/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$1,881,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,297
−HK$8,860/mo
▼ 0.25% · 3.875%
HK$145,692
−HK$4,465/mo
Today · 4.125%
HK$150,157
baseline
▲ 0.50% · 4.625%
HK$159,294
+HK$9,137/mo
Deposit HK$13.28M · loan HK$30.98M · min. income ≈ HK$300,314/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,881,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,191
−HK$8,493/mo
▼ 0.25% · 3.875%
HK$161,407
−HK$4,277/mo
Today · 4.125%
HK$165,684
baseline
▲ 0.50% · 4.625%
HK$174,417
+HK$8,733/mo
Deposit HK$13.28M · loan HK$30.98M · min. income ≈ HK$331,368/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,881,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,667
−HK$11,392/mo
▼ 0.25% · 3.875%
HK$187,318
−HK$5,741/mo
Today · 4.125%
HK$193,059
baseline
▲ 0.50% · 4.625%
HK$204,807
+HK$11,748/mo
Deposit HK$4.43M · loan HK$39.83M · min. income ≈ HK$386,118/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,881,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,103
−HK$10,919/mo
▼ 0.25% · 3.875%
HK$207,523
−HK$5,499/mo
Today · 4.125%
HK$213,022
baseline
▲ 0.50% · 4.625%
HK$224,251
+HK$11,229/mo
Deposit HK$4.43M · loan HK$39.83M · min. income ≈ HK$426,044/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,881,089 · Scale 2, in force from 26 Feb 2026)