LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,945
−HK$6,331/mo
▼ 0.25% · 3.875%
HK$104,085
−HK$3,191/mo
Today · 4.125%
HK$107,276
baseline
▲ 0.50% · 4.625%
HK$113,803
+HK$6,527/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$214,552/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$1,881,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,301
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$115,313
−HK$3,055/mo
Today · 4.125%
HK$118,368
baseline
▲ 0.50% · 4.625%
HK$124,607
+HK$6,239/mo
Deposit HK$22.13M · loan HK$22.13M · min. income ≈ HK$236,736/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$1,881,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,134
−HK$7,597/mo
▼ 0.25% · 3.875%
HK$124,902
−HK$3,829/mo
Today · 4.125%
HK$128,731
baseline
▲ 0.50% · 4.625%
HK$136,564
+HK$7,833/mo
Deposit HK$17.71M · loan HK$26.56M · min. income ≈ HK$257,462/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$1,881,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,761
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$138,375
−HK$3,667/mo
Today · 4.125%
HK$142,042
baseline
▲ 0.50% · 4.625%
HK$149,529
+HK$7,487/mo
Deposit HK$17.71M · loan HK$26.56M · min. income ≈ HK$284,084/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$1,881,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,324
−HK$8,862/mo
▼ 0.25% · 3.875%
HK$145,720
−HK$4,466/mo
Today · 4.125%
HK$150,186
baseline
▲ 0.50% · 4.625%
HK$159,324
+HK$9,138/mo
Deposit HK$13.28M · loan HK$30.99M · min. income ≈ HK$300,372/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,881,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,221
−HK$8,494/mo
▼ 0.25% · 3.875%
HK$161,438
−HK$4,277/mo
Today · 4.125%
HK$165,715
baseline
▲ 0.50% · 4.625%
HK$174,450
+HK$8,735/mo
Deposit HK$13.28M · loan HK$30.99M · min. income ≈ HK$331,430/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,881,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,702
−HK$11,394/mo
▼ 0.25% · 3.875%
HK$187,354
−HK$5,742/mo
Today · 4.125%
HK$193,096
baseline
▲ 0.50% · 4.625%
HK$204,845
+HK$11,749/mo
Deposit HK$4.43M · loan HK$39.84M · min. income ≈ HK$386,192/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,881,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,141
−HK$10,921/mo
▼ 0.25% · 3.875%
HK$207,563
−HK$5,499/mo
Today · 4.125%
HK$213,062
baseline
▲ 0.50% · 4.625%
HK$224,293
+HK$11,231/mo
Deposit HK$4.43M · loan HK$39.84M · min. income ≈ HK$426,124/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,881,447 · Scale 2, in force from 26 Feb 2026)