LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,947
−HK$6,331/mo
▼ 0.25% · 3.875%
HK$104,087
−HK$3,191/mo
Today · 4.125%
HK$107,278
baseline
▲ 0.50% · 4.625%
HK$113,805
+HK$6,527/mo
Deposit HK$22.14M · loan HK$22.14M · min. income ≈ HK$214,556/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$1,881,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,303
−HK$6,067/mo
▼ 0.25% · 3.875%
HK$115,315
−HK$3,055/mo
Today · 4.125%
HK$118,370
baseline
▲ 0.50% · 4.625%
HK$124,610
+HK$6,240/mo
Deposit HK$22.14M · loan HK$22.14M · min. income ≈ HK$236,740/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$1,881,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,137
−HK$7,596/mo
▼ 0.25% · 3.875%
HK$124,905
−HK$3,828/mo
Today · 4.125%
HK$128,733
baseline
▲ 0.50% · 4.625%
HK$136,566
+HK$7,833/mo
Deposit HK$17.71M · loan HK$26.56M · min. income ≈ HK$257,466/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$1,881,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,763
−HK$7,281/mo
▼ 0.25% · 3.875%
HK$138,378
−HK$3,666/mo
Today · 4.125%
HK$142,044
baseline
▲ 0.50% · 4.625%
HK$149,532
+HK$7,488/mo
Deposit HK$17.71M · loan HK$26.56M · min. income ≈ HK$284,088/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$1,881,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,326
−HK$8,863/mo
▼ 0.25% · 3.875%
HK$145,722
−HK$4,467/mo
Today · 4.125%
HK$150,189
baseline
▲ 0.50% · 4.625%
HK$159,327
+HK$9,138/mo
Deposit HK$13.28M · loan HK$30.99M · min. income ≈ HK$300,378/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,881,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,224
−HK$8,494/mo
▼ 0.25% · 3.875%
HK$161,441
−HK$4,277/mo
Today · 4.125%
HK$165,718
baseline
▲ 0.50% · 4.625%
HK$174,453
+HK$8,735/mo
Deposit HK$13.28M · loan HK$30.99M · min. income ≈ HK$331,436/mo (50% DSR)
Upfront cash ≈ HK$15.16M (deposit + AVD stamp duty HK$1,881,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,705
−HK$11,395/mo
▼ 0.25% · 3.875%
HK$187,357
−HK$5,743/mo
Today · 4.125%
HK$193,100
baseline
▲ 0.50% · 4.625%
HK$204,849
+HK$11,749/mo
Deposit HK$4.43M · loan HK$39.84M · min. income ≈ HK$386,200/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,881,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,145
−HK$10,921/mo
▼ 0.25% · 3.875%
HK$207,566
−HK$5,500/mo
Today · 4.125%
HK$213,066
baseline
▲ 0.50% · 4.625%
HK$224,297
+HK$11,231/mo
Deposit HK$4.43M · loan HK$39.84M · min. income ≈ HK$426,132/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,881,481 · Scale 2, in force from 26 Feb 2026)