LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,970
−HK$6,332/mo
▼ 0.25% · 3.875%
HK$104,111
−HK$3,191/mo
Today · 4.125%
HK$107,302
baseline
▲ 0.50% · 4.625%
HK$113,831
+HK$6,529/mo
Deposit HK$22.14M · loan HK$22.14M · min. income ≈ HK$214,604/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$1,881,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,328
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,341
−HK$3,056/mo
Today · 4.125%
HK$118,397
baseline
▲ 0.50% · 4.625%
HK$124,638
+HK$6,241/mo
Deposit HK$22.14M · loan HK$22.14M · min. income ≈ HK$236,794/mo (50% DSR)
Upfront cash ≈ HK$24.02M (deposit + AVD stamp duty HK$1,881,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,164
−HK$7,598/mo
▼ 0.25% · 3.875%
HK$124,933
−HK$3,829/mo
Today · 4.125%
HK$128,762
baseline
▲ 0.50% · 4.625%
HK$136,597
+HK$7,835/mo
Deposit HK$17.71M · loan HK$26.57M · min. income ≈ HK$257,524/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$1,881,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,794
−HK$7,282/mo
▼ 0.25% · 3.875%
HK$138,409
−HK$3,667/mo
Today · 4.125%
HK$142,076
baseline
▲ 0.50% · 4.625%
HK$149,565
+HK$7,489/mo
Deposit HK$17.71M · loan HK$26.57M · min. income ≈ HK$284,152/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$1,881,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,358
−HK$8,864/mo
▼ 0.25% · 3.875%
HK$145,755
−HK$4,467/mo
Today · 4.125%
HK$150,222
baseline
▲ 0.50% · 4.625%
HK$159,363
+HK$9,141/mo
Deposit HK$13.28M · loan HK$31.00M · min. income ≈ HK$300,444/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,881,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,259
−HK$8,496/mo
▼ 0.25% · 3.875%
HK$161,477
−HK$4,278/mo
Today · 4.125%
HK$165,755
baseline
▲ 0.50% · 4.625%
HK$174,493
+HK$8,738/mo
Deposit HK$13.28M · loan HK$31.00M · min. income ≈ HK$331,510/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,881,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,746
−HK$11,397/mo
▼ 0.25% · 3.875%
HK$187,399
−HK$5,744/mo
Today · 4.125%
HK$193,143
baseline
▲ 0.50% · 4.625%
HK$204,895
+HK$11,752/mo
Deposit HK$4.43M · loan HK$39.85M · min. income ≈ HK$386,286/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,881,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,190
−HK$10,924/mo
▼ 0.25% · 3.875%
HK$207,613
−HK$5,501/mo
Today · 4.125%
HK$213,114
baseline
▲ 0.50% · 4.625%
HK$224,348
+HK$11,234/mo
Deposit HK$4.43M · loan HK$39.85M · min. income ≈ HK$426,228/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,881,902 · Scale 2, in force from 26 Feb 2026)