LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,983
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$104,124
−HK$3,192/mo
Today · 4.125%
HK$107,316
baseline
▲ 0.50% · 4.625%
HK$113,846
+HK$6,530/mo
Deposit HK$22.14M · loan HK$22.14M · min. income ≈ HK$214,632/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,343
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,356
−HK$3,056/mo
Today · 4.125%
HK$118,412
baseline
▲ 0.50% · 4.625%
HK$124,654
+HK$6,242/mo
Deposit HK$22.14M · loan HK$22.14M · min. income ≈ HK$236,824/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,180
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$124,949
−HK$3,830/mo
Today · 4.125%
HK$128,779
baseline
▲ 0.50% · 4.625%
HK$136,615
+HK$7,836/mo
Deposit HK$17.71M · loan HK$26.57M · min. income ≈ HK$257,558/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,811
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$138,427
−HK$3,668/mo
Today · 4.125%
HK$142,095
baseline
▲ 0.50% · 4.625%
HK$149,585
+HK$7,490/mo
Deposit HK$17.71M · loan HK$26.57M · min. income ≈ HK$284,190/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,376
−HK$8,866/mo
▼ 0.25% · 3.875%
HK$145,774
−HK$4,468/mo
Today · 4.125%
HK$150,242
baseline
▲ 0.50% · 4.625%
HK$159,384
+HK$9,142/mo
Deposit HK$13.29M · loan HK$31.00M · min. income ≈ HK$300,484/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,280
−HK$8,497/mo
▼ 0.25% · 3.875%
HK$161,498
−HK$4,279/mo
Today · 4.125%
HK$165,777
baseline
▲ 0.50% · 4.625%
HK$174,515
+HK$8,738/mo
Deposit HK$13.29M · loan HK$31.00M · min. income ≈ HK$331,554/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,770
−HK$11,398/mo
▼ 0.25% · 3.875%
HK$187,424
−HK$5,744/mo
Today · 4.125%
HK$193,168
baseline
▲ 0.50% · 4.625%
HK$204,922
+HK$11,754/mo
Deposit HK$4.43M · loan HK$39.86M · min. income ≈ HK$386,336/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,217
−HK$10,925/mo
▼ 0.25% · 3.875%
HK$207,640
−HK$5,502/mo
Today · 4.125%
HK$213,142
baseline
▲ 0.50% · 4.625%
HK$224,377
+HK$11,235/mo
Deposit HK$4.43M · loan HK$39.86M · min. income ≈ HK$426,284/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,149 · Scale 2, in force from 26 Feb 2026)