LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,986
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$104,127
−HK$3,192/mo
Today · 4.125%
HK$107,319
baseline
▲ 0.50% · 4.625%
HK$113,849
+HK$6,530/mo
Deposit HK$22.14M · loan HK$22.14M · min. income ≈ HK$214,638/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,346
−HK$6,069/mo
▼ 0.25% · 3.875%
HK$115,359
−HK$3,056/mo
Today · 4.125%
HK$118,415
baseline
▲ 0.50% · 4.625%
HK$124,657
+HK$6,242/mo
Deposit HK$22.14M · loan HK$22.14M · min. income ≈ HK$236,830/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,183
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$124,952
−HK$3,830/mo
Today · 4.125%
HK$128,782
baseline
▲ 0.50% · 4.625%
HK$136,618
+HK$7,836/mo
Deposit HK$17.71M · loan HK$26.57M · min. income ≈ HK$257,564/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,815
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$138,431
−HK$3,668/mo
Today · 4.125%
HK$142,099
baseline
▲ 0.50% · 4.625%
HK$149,589
+HK$7,490/mo
Deposit HK$17.71M · loan HK$26.57M · min. income ≈ HK$284,198/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,380
−HK$8,866/mo
▼ 0.25% · 3.875%
HK$145,778
−HK$4,468/mo
Today · 4.125%
HK$150,246
baseline
▲ 0.50% · 4.625%
HK$159,388
+HK$9,142/mo
Deposit HK$13.29M · loan HK$31.00M · min. income ≈ HK$300,492/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,284
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$161,502
−HK$4,280/mo
Today · 4.125%
HK$165,782
baseline
▲ 0.50% · 4.625%
HK$174,520
+HK$8,738/mo
Deposit HK$13.29M · loan HK$31.00M · min. income ≈ HK$331,564/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,775
−HK$11,398/mo
▼ 0.25% · 3.875%
HK$187,429
−HK$5,744/mo
Today · 4.125%
HK$193,173
baseline
▲ 0.50% · 4.625%
HK$204,928
+HK$11,755/mo
Deposit HK$4.43M · loan HK$39.86M · min. income ≈ HK$386,346/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,222
−HK$10,926/mo
▼ 0.25% · 3.875%
HK$207,646
−HK$5,502/mo
Today · 4.125%
HK$213,148
baseline
▲ 0.50% · 4.625%
HK$224,383
+HK$11,235/mo
Deposit HK$4.43M · loan HK$39.86M · min. income ≈ HK$426,296/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,200 · Scale 2, in force from 26 Feb 2026)