LTV · monthly repayment
▼ 0.50% · 3.625%
HK$100,996
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$104,137
−HK$3,192/mo
Today · 4.125%
HK$107,329
baseline
▲ 0.50% · 4.625%
HK$113,860
+HK$6,531/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$214,658/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,357
−HK$6,070/mo
▼ 0.25% · 3.875%
HK$115,370
−HK$3,057/mo
Today · 4.125%
HK$118,427
baseline
▲ 0.50% · 4.625%
HK$124,670
+HK$6,243/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$236,854/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,195
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$124,965
−HK$3,830/mo
Today · 4.125%
HK$128,795
baseline
▲ 0.50% · 4.625%
HK$136,632
+HK$7,837/mo
Deposit HK$17.72M · loan HK$26.57M · min. income ≈ HK$257,590/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,828
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$138,444
−HK$3,669/mo
Today · 4.125%
HK$142,113
baseline
▲ 0.50% · 4.625%
HK$149,603
+HK$7,490/mo
Deposit HK$17.72M · loan HK$26.57M · min. income ≈ HK$284,226/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,394
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$145,792
−HK$4,469/mo
Today · 4.125%
HK$150,261
baseline
▲ 0.50% · 4.625%
HK$159,404
+HK$9,143/mo
Deposit HK$13.29M · loan HK$31.00M · min. income ≈ HK$300,522/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,300
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$161,518
−HK$4,280/mo
Today · 4.125%
HK$165,798
baseline
▲ 0.50% · 4.625%
HK$174,537
+HK$8,739/mo
Deposit HK$13.29M · loan HK$31.00M · min. income ≈ HK$331,596/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,792
−HK$11,400/mo
▼ 0.25% · 3.875%
HK$187,447
−HK$5,745/mo
Today · 4.125%
HK$193,192
baseline
▲ 0.50% · 4.625%
HK$204,948
+HK$11,756/mo
Deposit HK$4.43M · loan HK$39.86M · min. income ≈ HK$386,384/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,242
−HK$10,927/mo
▼ 0.25% · 3.875%
HK$207,666
−HK$5,503/mo
Today · 4.125%
HK$213,169
baseline
▲ 0.50% · 4.625%
HK$224,405
+HK$11,236/mo
Deposit HK$4.43M · loan HK$39.86M · min. income ≈ HK$426,338/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,386 · Scale 2, in force from 26 Feb 2026)