LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,100
−HK$633/mo
▼ 0.25% · 3.875%
HK$10,414
−HK$319/mo
Today · 4.125%
HK$10,733
baseline
▲ 0.50% · 4.625%
HK$11,386
+HK$653/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$21,466/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,236
−HK$607/mo
▼ 0.25% · 3.875%
HK$11,537
−HK$306/mo
Today · 4.125%
HK$11,843
baseline
▲ 0.50% · 4.625%
HK$12,467
+HK$624/mo
Deposit HK$2.21M · loan HK$2.21M · min. income ≈ HK$23,686/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,120
−HK$760/mo
▼ 0.25% · 3.875%
HK$12,497
−HK$383/mo
Today · 4.125%
HK$12,880
baseline
▲ 0.50% · 4.625%
HK$13,663
+HK$783/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$25,760/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,483
−HK$728/mo
▼ 0.25% · 3.875%
HK$13,845
−HK$366/mo
Today · 4.125%
HK$14,211
baseline
▲ 0.50% · 4.625%
HK$14,960
+HK$749/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$28,422/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,140
−HK$886/mo
▼ 0.25% · 3.875%
HK$14,579
−HK$447/mo
Today · 4.125%
HK$15,026
baseline
▲ 0.50% · 4.625%
HK$15,941
+HK$915/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$30,052/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,730
−HK$850/mo
▼ 0.25% · 3.875%
HK$16,152
−HK$428/mo
Today · 4.125%
HK$16,580
baseline
▲ 0.50% · 4.625%
HK$17,454
+HK$874/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$33,160/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,179
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,745
−HK$574/mo
Today · 4.125%
HK$19,319
baseline
▲ 0.50% · 4.625%
HK$20,495
+HK$1,176/mo
Deposit HK$443K · loan HK$3.99M · min. income ≈ HK$38,638/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$66,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,224
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,767
−HK$550/mo
Today · 4.125%
HK$21,317
baseline
▲ 0.50% · 4.625%
HK$22,441
+HK$1,124/mo
Deposit HK$443K · loan HK$3.99M · min. income ≈ HK$42,634/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$66,438 · Scale 2, in force from 26 Feb 2026)