LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,004
−HK$6,333/mo
▼ 0.25% · 3.875%
HK$104,145
−HK$3,192/mo
Today · 4.125%
HK$107,337
baseline
▲ 0.50% · 4.625%
HK$113,869
+HK$6,532/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$214,674/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,365
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$115,379
−HK$3,057/mo
Today · 4.125%
HK$118,436
baseline
▲ 0.50% · 4.625%
HK$124,679
+HK$6,243/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$236,872/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,204
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$124,974
−HK$3,831/mo
Today · 4.125%
HK$128,805
baseline
▲ 0.50% · 4.625%
HK$136,642
+HK$7,837/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$257,610/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,839
−HK$7,284/mo
▼ 0.25% · 3.875%
HK$138,455
−HK$3,668/mo
Today · 4.125%
HK$142,123
baseline
▲ 0.50% · 4.625%
HK$149,615
+HK$7,492/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$284,246/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,405
−HK$8,867/mo
▼ 0.25% · 3.875%
HK$145,803
−HK$4,469/mo
Today · 4.125%
HK$150,272
baseline
▲ 0.50% · 4.625%
HK$159,416
+HK$9,144/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$300,544/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,312
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$161,531
−HK$4,280/mo
Today · 4.125%
HK$165,811
baseline
▲ 0.50% · 4.625%
HK$174,551
+HK$8,740/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$331,622/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,806
−HK$11,401/mo
▼ 0.25% · 3.875%
HK$187,462
−HK$5,745/mo
Today · 4.125%
HK$193,207
baseline
▲ 0.50% · 4.625%
HK$204,963
+HK$11,756/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$386,414/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,258
−HK$10,927/mo
▼ 0.25% · 3.875%
HK$207,682
−HK$5,503/mo
Today · 4.125%
HK$213,185
baseline
▲ 0.50% · 4.625%
HK$224,422
+HK$11,237/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$426,370/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,530 · Scale 2, in force from 26 Feb 2026)