LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,011
−HK$6,334/mo
▼ 0.25% · 3.875%
HK$104,153
−HK$3,192/mo
Today · 4.125%
HK$107,345
baseline
▲ 0.50% · 4.625%
HK$113,877
+HK$6,532/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$214,690/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,373
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$115,387
−HK$3,058/mo
Today · 4.125%
HK$118,445
baseline
▲ 0.50% · 4.625%
HK$124,688
+HK$6,243/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$236,890/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,213
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$124,983
−HK$3,831/mo
Today · 4.125%
HK$128,814
baseline
▲ 0.50% · 4.625%
HK$136,652
+HK$7,838/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$257,628/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,848
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$138,465
−HK$3,669/mo
Today · 4.125%
HK$142,134
baseline
▲ 0.50% · 4.625%
HK$149,626
+HK$7,492/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$284,268/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,415
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$145,814
−HK$4,469/mo
Today · 4.125%
HK$150,283
baseline
▲ 0.50% · 4.625%
HK$159,427
+HK$9,144/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$300,566/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,323
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$161,542
−HK$4,280/mo
Today · 4.125%
HK$165,822
baseline
▲ 0.50% · 4.625%
HK$174,563
+HK$8,741/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$331,644/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,819
−HK$11,402/mo
▼ 0.25% · 3.875%
HK$187,475
−HK$5,746/mo
Today · 4.125%
HK$193,221
baseline
▲ 0.50% · 4.625%
HK$204,978
+HK$11,757/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$386,442/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,272
−HK$10,928/mo
▼ 0.25% · 3.875%
HK$207,697
−HK$5,503/mo
Today · 4.125%
HK$213,200
baseline
▲ 0.50% · 4.625%
HK$224,438
+HK$11,238/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$426,400/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,664 · Scale 2, in force from 26 Feb 2026)