LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,013
−HK$6,334/mo
▼ 0.25% · 3.875%
HK$104,155
−HK$3,192/mo
Today · 4.125%
HK$107,347
baseline
▲ 0.50% · 4.625%
HK$113,879
+HK$6,532/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$214,694/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,376
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$115,389
−HK$3,058/mo
Today · 4.125%
HK$118,447
baseline
▲ 0.50% · 4.625%
HK$124,690
+HK$6,243/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$236,894/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,215
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$124,986
−HK$3,830/mo
Today · 4.125%
HK$128,816
baseline
▲ 0.50% · 4.625%
HK$136,655
+HK$7,839/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$257,632/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,851
−HK$7,285/mo
▼ 0.25% · 3.875%
HK$138,467
−HK$3,669/mo
Today · 4.125%
HK$142,136
baseline
▲ 0.50% · 4.625%
HK$149,628
+HK$7,492/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$284,272/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,418
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$145,817
−HK$4,469/mo
Today · 4.125%
HK$150,286
baseline
▲ 0.50% · 4.625%
HK$159,430
+HK$9,144/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$300,572/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,326
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$161,545
−HK$4,281/mo
Today · 4.125%
HK$165,826
baseline
▲ 0.50% · 4.625%
HK$174,566
+HK$8,740/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$331,652/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,823
−HK$11,402/mo
▼ 0.25% · 3.875%
HK$187,478
−HK$5,747/mo
Today · 4.125%
HK$193,225
baseline
▲ 0.50% · 4.625%
HK$204,982
+HK$11,757/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$386,450/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,276
−HK$10,928/mo
▼ 0.25% · 3.875%
HK$207,701
−HK$5,503/mo
Today · 4.125%
HK$213,204
baseline
▲ 0.50% · 4.625%
HK$224,443
+HK$11,239/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$426,408/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,700 · Scale 2, in force from 26 Feb 2026)