LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,015
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$104,158
−HK$3,192/mo
Today · 4.125%
HK$107,350
baseline
▲ 0.50% · 4.625%
HK$113,882
+HK$6,532/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$214,700/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,379
−HK$6,071/mo
▼ 0.25% · 3.875%
HK$115,393
−HK$3,057/mo
Today · 4.125%
HK$118,450
baseline
▲ 0.50% · 4.625%
HK$124,694
+HK$6,244/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$236,900/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,219
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$124,989
−HK$3,831/mo
Today · 4.125%
HK$128,820
baseline
▲ 0.50% · 4.625%
HK$136,658
+HK$7,838/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$257,640/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,854
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$138,471
−HK$3,669/mo
Today · 4.125%
HK$142,140
baseline
▲ 0.50% · 4.625%
HK$149,633
+HK$7,493/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$284,280/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,422
−HK$8,868/mo
▼ 0.25% · 3.875%
HK$145,821
−HK$4,469/mo
Today · 4.125%
HK$150,290
baseline
▲ 0.50% · 4.625%
HK$159,435
+HK$9,145/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$300,580/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,330
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$161,550
−HK$4,280/mo
Today · 4.125%
HK$165,830
baseline
▲ 0.50% · 4.625%
HK$174,571
+HK$8,741/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$331,660/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,828
−HK$11,402/mo
▼ 0.25% · 3.875%
HK$187,484
−HK$5,746/mo
Today · 4.125%
HK$193,230
baseline
▲ 0.50% · 4.625%
HK$204,988
+HK$11,758/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$386,460/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,282
−HK$10,928/mo
▼ 0.25% · 3.875%
HK$207,707
−HK$5,503/mo
Today · 4.125%
HK$213,210
baseline
▲ 0.50% · 4.625%
HK$224,449
+HK$11,239/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$426,420/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,752 · Scale 2, in force from 26 Feb 2026)