LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,018
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$104,161
−HK$3,192/mo
Today · 4.125%
HK$107,353
baseline
▲ 0.50% · 4.625%
HK$113,885
+HK$6,532/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$214,706/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,382
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$115,396
−HK$3,058/mo
Today · 4.125%
HK$118,454
baseline
▲ 0.50% · 4.625%
HK$124,698
+HK$6,244/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$236,908/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,222
−HK$7,602/mo
▼ 0.25% · 3.875%
HK$124,993
−HK$3,831/mo
Today · 4.125%
HK$128,824
baseline
▲ 0.50% · 4.625%
HK$136,663
+HK$7,839/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$257,648/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,858
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$138,475
−HK$3,669/mo
Today · 4.125%
HK$142,144
baseline
▲ 0.50% · 4.625%
HK$149,637
+HK$7,493/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$284,288/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,426
−HK$8,869/mo
▼ 0.25% · 3.875%
HK$145,825
−HK$4,470/mo
Today · 4.125%
HK$150,295
baseline
▲ 0.50% · 4.625%
HK$159,440
+HK$9,145/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$300,590/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,335
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$161,555
−HK$4,280/mo
Today · 4.125%
HK$165,835
baseline
▲ 0.50% · 4.625%
HK$174,577
+HK$8,742/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$331,670/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,833
−HK$11,403/mo
▼ 0.25% · 3.875%
HK$187,489
−HK$5,747/mo
Today · 4.125%
HK$193,236
baseline
▲ 0.50% · 4.625%
HK$204,994
+HK$11,758/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$386,472/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,288
−HK$10,929/mo
▼ 0.25% · 3.875%
HK$207,713
−HK$5,504/mo
Today · 4.125%
HK$213,217
baseline
▲ 0.50% · 4.625%
HK$224,456
+HK$11,239/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$426,434/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,809 · Scale 2, in force from 26 Feb 2026)