LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,019
−HK$6,335/mo
▼ 0.25% · 3.875%
HK$104,162
−HK$3,192/mo
Today · 4.125%
HK$107,354
baseline
▲ 0.50% · 4.625%
HK$113,886
+HK$6,532/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$214,708/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,383
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$115,397
−HK$3,058/mo
Today · 4.125%
HK$118,455
baseline
▲ 0.50% · 4.625%
HK$124,699
+HK$6,244/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$236,910/mo (50% DSR)
Upfront cash ≈ HK$24.03M (deposit + AVD stamp duty HK$1,882,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,223
−HK$7,602/mo
▼ 0.25% · 3.875%
HK$124,994
−HK$3,831/mo
Today · 4.125%
HK$128,825
baseline
▲ 0.50% · 4.625%
HK$136,664
+HK$7,839/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$257,650/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,860
−HK$7,286/mo
▼ 0.25% · 3.875%
HK$138,476
−HK$3,670/mo
Today · 4.125%
HK$142,146
baseline
▲ 0.50% · 4.625%
HK$149,638
+HK$7,492/mo
Deposit HK$17.72M · loan HK$26.58M · min. income ≈ HK$284,292/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$1,882,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,427
−HK$8,869/mo
▼ 0.25% · 3.875%
HK$145,826
−HK$4,470/mo
Today · 4.125%
HK$150,296
baseline
▲ 0.50% · 4.625%
HK$159,441
+HK$9,145/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$300,592/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,336
−HK$8,501/mo
▼ 0.25% · 3.875%
HK$161,556
−HK$4,281/mo
Today · 4.125%
HK$165,837
baseline
▲ 0.50% · 4.625%
HK$174,578
+HK$8,741/mo
Deposit HK$13.29M · loan HK$31.01M · min. income ≈ HK$331,674/mo (50% DSR)
Upfront cash ≈ HK$15.17M (deposit + AVD stamp duty HK$1,882,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,835
−HK$11,402/mo
▼ 0.25% · 3.875%
HK$187,491
−HK$5,746/mo
Today · 4.125%
HK$193,237
baseline
▲ 0.50% · 4.625%
HK$204,995
+HK$11,758/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$386,474/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,289
−HK$10,929/mo
▼ 0.25% · 3.875%
HK$207,715
−HK$5,503/mo
Today · 4.125%
HK$213,218
baseline
▲ 0.50% · 4.625%
HK$224,457
+HK$11,239/mo
Deposit HK$4.43M · loan HK$39.87M · min. income ≈ HK$426,436/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,882,824 · Scale 2, in force from 26 Feb 2026)