LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,034
−HK$6,336/mo
▼ 0.25% · 3.875%
HK$104,177
−HK$3,193/mo
Today · 4.125%
HK$107,370
baseline
▲ 0.50% · 4.625%
HK$113,903
+HK$6,533/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$214,740/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,400
−HK$6,072/mo
▼ 0.25% · 3.875%
HK$115,414
−HK$3,058/mo
Today · 4.125%
HK$118,472
baseline
▲ 0.50% · 4.625%
HK$124,717
+HK$6,245/mo
Deposit HK$22.15M · loan HK$22.15M · min. income ≈ HK$236,944/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,241
−HK$7,603/mo
▼ 0.25% · 3.875%
HK$125,013
−HK$3,831/mo
Today · 4.125%
HK$128,844
baseline
▲ 0.50% · 4.625%
HK$136,684
+HK$7,840/mo
Deposit HK$17.72M · loan HK$26.59M · min. income ≈ HK$257,688/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,880
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$138,497
−HK$3,670/mo
Today · 4.125%
HK$142,167
baseline
▲ 0.50% · 4.625%
HK$149,661
+HK$7,494/mo
Deposit HK$17.72M · loan HK$26.59M · min. income ≈ HK$284,334/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,448
−HK$8,870/mo
▼ 0.25% · 3.875%
HK$145,848
−HK$4,470/mo
Today · 4.125%
HK$150,318
baseline
▲ 0.50% · 4.625%
HK$159,465
+HK$9,147/mo
Deposit HK$13.29M · loan HK$31.02M · min. income ≈ HK$300,636/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,360
−HK$8,501/mo
▼ 0.25% · 3.875%
HK$161,580
−HK$4,281/mo
Today · 4.125%
HK$165,861
baseline
▲ 0.50% · 4.625%
HK$174,604
+HK$8,743/mo
Deposit HK$13.29M · loan HK$31.02M · min. income ≈ HK$331,722/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,862
−HK$11,404/mo
▼ 0.25% · 3.875%
HK$187,519
−HK$5,747/mo
Today · 4.125%
HK$193,266
baseline
▲ 0.50% · 4.625%
HK$205,026
+HK$11,760/mo
Deposit HK$4.43M · loan HK$39.88M · min. income ≈ HK$386,532/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,883,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,320
−HK$10,930/mo
▼ 0.25% · 3.875%
HK$207,746
−HK$5,504/mo
Today · 4.125%
HK$213,250
baseline
▲ 0.50% · 4.625%
HK$224,491
+HK$11,241/mo
Deposit HK$4.43M · loan HK$39.88M · min. income ≈ HK$426,500/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,883,106 · Scale 2, in force from 26 Feb 2026)