LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,040
−HK$6,336/mo
▼ 0.25% · 3.875%
HK$104,183
−HK$3,193/mo
Today · 4.125%
HK$107,376
baseline
▲ 0.50% · 4.625%
HK$113,909
+HK$6,533/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$214,752/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,406
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$115,420
−HK$3,059/mo
Today · 4.125%
HK$118,479
baseline
▲ 0.50% · 4.625%
HK$124,724
+HK$6,245/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$236,958/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,248
−HK$7,603/mo
▼ 0.25% · 3.875%
HK$125,019
−HK$3,832/mo
Today · 4.125%
HK$128,851
baseline
▲ 0.50% · 4.625%
HK$136,691
+HK$7,840/mo
Deposit HK$17.72M · loan HK$26.59M · min. income ≈ HK$257,702/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,887
−HK$7,287/mo
▼ 0.25% · 3.875%
HK$138,504
−HK$3,670/mo
Today · 4.125%
HK$142,174
baseline
▲ 0.50% · 4.625%
HK$149,668
+HK$7,494/mo
Deposit HK$17.72M · loan HK$26.59M · min. income ≈ HK$284,348/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,455
−HK$8,871/mo
▼ 0.25% · 3.875%
HK$145,856
−HK$4,470/mo
Today · 4.125%
HK$150,326
baseline
▲ 0.50% · 4.625%
HK$159,473
+HK$9,147/mo
Deposit HK$13.29M · loan HK$31.02M · min. income ≈ HK$300,652/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,368
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$161,588
−HK$4,282/mo
Today · 4.125%
HK$165,870
baseline
▲ 0.50% · 4.625%
HK$174,613
+HK$8,743/mo
Deposit HK$13.29M · loan HK$31.02M · min. income ≈ HK$331,740/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,871
−HK$11,405/mo
▼ 0.25% · 3.875%
HK$187,529
−HK$5,747/mo
Today · 4.125%
HK$193,276
baseline
▲ 0.50% · 4.625%
HK$205,037
+HK$11,761/mo
Deposit HK$4.43M · loan HK$39.88M · min. income ≈ HK$386,552/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,883,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,330
−HK$10,931/mo
▼ 0.25% · 3.875%
HK$207,756
−HK$5,505/mo
Today · 4.125%
HK$213,261
baseline
▲ 0.50% · 4.625%
HK$224,503
+HK$11,242/mo
Deposit HK$4.43M · loan HK$39.88M · min. income ≈ HK$426,522/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,883,203 · Scale 2, in force from 26 Feb 2026)