LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,104
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,419
−HK$319/mo
Today · 4.125%
HK$10,738
baseline
▲ 0.50% · 4.625%
HK$11,391
+HK$653/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,476/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,241
−HK$607/mo
▼ 0.25% · 3.875%
HK$11,542
−HK$306/mo
Today · 4.125%
HK$11,848
baseline
▲ 0.50% · 4.625%
HK$12,473
+HK$625/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,696/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,125
−HK$760/mo
▼ 0.25% · 3.875%
HK$12,502
−HK$383/mo
Today · 4.125%
HK$12,885
baseline
▲ 0.50% · 4.625%
HK$13,669
+HK$784/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$25,770/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,489
−HK$729/mo
▼ 0.25% · 3.875%
HK$13,851
−HK$367/mo
Today · 4.125%
HK$14,218
baseline
▲ 0.50% · 4.625%
HK$14,967
+HK$749/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$28,436/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,146
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,586
−HK$447/mo
Today · 4.125%
HK$15,033
baseline
▲ 0.50% · 4.625%
HK$15,948
+HK$915/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$30,066/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,737
−HK$850/mo
▼ 0.25% · 3.875%
HK$16,159
−HK$428/mo
Today · 4.125%
HK$16,587
baseline
▲ 0.50% · 4.625%
HK$17,462
+HK$875/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$33,174/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,188
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,753
−HK$575/mo
Today · 4.125%
HK$19,328
baseline
▲ 0.50% · 4.625%
HK$20,504
+HK$1,176/mo
Deposit HK$443K · loan HK$3.99M · min. income ≈ HK$38,656/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,234
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,776
−HK$551/mo
Today · 4.125%
HK$21,327
baseline
▲ 0.50% · 4.625%
HK$22,451
+HK$1,124/mo
Deposit HK$443K · loan HK$3.99M · min. income ≈ HK$42,654/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,468 · Scale 2, in force from 26 Feb 2026)