LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,050
−HK$6,336/mo
▼ 0.25% · 3.875%
HK$104,193
−HK$3,193/mo
Today · 4.125%
HK$107,386
baseline
▲ 0.50% · 4.625%
HK$113,920
+HK$6,534/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$214,772/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,417
−HK$6,073/mo
▼ 0.25% · 3.875%
HK$115,432
−HK$3,058/mo
Today · 4.125%
HK$118,490
baseline
▲ 0.50% · 4.625%
HK$124,736
+HK$6,246/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$236,980/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,259
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,031
−HK$3,833/mo
Today · 4.125%
HK$128,864
baseline
▲ 0.50% · 4.625%
HK$136,705
+HK$7,841/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$257,728/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,900
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$138,518
−HK$3,670/mo
Today · 4.125%
HK$142,188
baseline
▲ 0.50% · 4.625%
HK$149,683
+HK$7,495/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$284,376/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,469
−HK$8,872/mo
▼ 0.25% · 3.875%
HK$145,870
−HK$4,471/mo
Today · 4.125%
HK$150,341
baseline
▲ 0.50% · 4.625%
HK$159,489
+HK$9,148/mo
Deposit HK$13.29M · loan HK$31.02M · min. income ≈ HK$300,682/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,383
−HK$8,503/mo
▼ 0.25% · 3.875%
HK$161,604
−HK$4,282/mo
Today · 4.125%
HK$165,886
baseline
▲ 0.50% · 4.625%
HK$174,630
+HK$8,744/mo
Deposit HK$13.29M · loan HK$31.02M · min. income ≈ HK$331,772/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,889
−HK$11,406/mo
▼ 0.25% · 3.875%
HK$187,547
−HK$5,748/mo
Today · 4.125%
HK$193,295
baseline
▲ 0.50% · 4.625%
HK$205,057
+HK$11,762/mo
Deposit HK$4.43M · loan HK$39.88M · min. income ≈ HK$386,590/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,883,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,350
−HK$10,932/mo
▼ 0.25% · 3.875%
HK$207,777
−HK$5,505/mo
Today · 4.125%
HK$213,282
baseline
▲ 0.50% · 4.625%
HK$224,525
+HK$11,243/mo
Deposit HK$4.43M · loan HK$39.88M · min. income ≈ HK$426,564/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$1,883,388 · Scale 2, in force from 26 Feb 2026)