LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,053
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,196
−HK$3,194/mo
Today · 4.125%
HK$107,390
baseline
▲ 0.50% · 4.625%
HK$113,924
+HK$6,534/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$214,780/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,420
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,435
−HK$3,059/mo
Today · 4.125%
HK$118,494
baseline
▲ 0.50% · 4.625%
HK$124,740
+HK$6,246/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$236,988/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,263
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,035
−HK$3,833/mo
Today · 4.125%
HK$128,868
baseline
▲ 0.50% · 4.625%
HK$136,709
+HK$7,841/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$257,736/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,904
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$138,522
−HK$3,671/mo
Today · 4.125%
HK$142,193
baseline
▲ 0.50% · 4.625%
HK$149,688
+HK$7,495/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$284,386/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,474
−HK$8,872/mo
▼ 0.25% · 3.875%
HK$145,875
−HK$4,471/mo
Today · 4.125%
HK$150,346
baseline
▲ 0.50% · 4.625%
HK$159,494
+HK$9,148/mo
Deposit HK$13.29M · loan HK$31.02M · min. income ≈ HK$300,692/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,388
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$161,609
−HK$4,283/mo
Today · 4.125%
HK$165,892
baseline
▲ 0.50% · 4.625%
HK$174,636
+HK$8,744/mo
Deposit HK$13.29M · loan HK$31.02M · min. income ≈ HK$331,784/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,895
−HK$11,406/mo
▼ 0.25% · 3.875%
HK$187,553
−HK$5,748/mo
Today · 4.125%
HK$193,301
baseline
▲ 0.50% · 4.625%
HK$205,063
+HK$11,762/mo
Deposit HK$4.43M · loan HK$39.88M · min. income ≈ HK$386,602/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,356
−HK$10,933/mo
▼ 0.25% · 3.875%
HK$207,783
−HK$5,506/mo
Today · 4.125%
HK$213,289
baseline
▲ 0.50% · 4.625%
HK$224,532
+HK$11,243/mo
Deposit HK$4.43M · loan HK$39.88M · min. income ≈ HK$426,578/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,448 · Scale 2, in force from 26 Feb 2026)