LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,059
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,202
−HK$3,194/mo
Today · 4.125%
HK$107,396
baseline
▲ 0.50% · 4.625%
HK$113,931
+HK$6,535/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$214,792/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,427
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,442
−HK$3,059/mo
Today · 4.125%
HK$118,501
baseline
▲ 0.50% · 4.625%
HK$124,748
+HK$6,247/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$237,002/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,271
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,043
−HK$3,833/mo
Today · 4.125%
HK$128,876
baseline
▲ 0.50% · 4.625%
HK$136,717
+HK$7,841/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$257,752/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,913
−HK$7,288/mo
▼ 0.25% · 3.875%
HK$138,531
−HK$3,670/mo
Today · 4.125%
HK$142,201
baseline
▲ 0.50% · 4.625%
HK$149,697
+HK$7,496/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$284,402/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,483
−HK$8,872/mo
▼ 0.25% · 3.875%
HK$145,883
−HK$4,472/mo
Today · 4.125%
HK$150,355
baseline
▲ 0.50% · 4.625%
HK$159,504
+HK$9,149/mo
Deposit HK$13.30M · loan HK$31.02M · min. income ≈ HK$300,710/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,398
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$161,619
−HK$4,283/mo
Today · 4.125%
HK$165,902
baseline
▲ 0.50% · 4.625%
HK$174,647
+HK$8,745/mo
Deposit HK$13.30M · loan HK$31.02M · min. income ≈ HK$331,804/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,906
−HK$11,407/mo
▼ 0.25% · 3.875%
HK$187,564
−HK$5,749/mo
Today · 4.125%
HK$193,313
baseline
▲ 0.50% · 4.625%
HK$205,076
+HK$11,763/mo
Deposit HK$4.43M · loan HK$39.89M · min. income ≈ HK$386,626/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,369
−HK$10,933/mo
▼ 0.25% · 3.875%
HK$207,796
−HK$5,506/mo
Today · 4.125%
HK$213,302
baseline
▲ 0.50% · 4.625%
HK$224,546
+HK$11,244/mo
Deposit HK$4.43M · loan HK$39.89M · min. income ≈ HK$426,604/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,564 · Scale 2, in force from 26 Feb 2026)