LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,060
−HK$6,338/mo
▼ 0.25% · 3.875%
HK$104,204
−HK$3,194/mo
Today · 4.125%
HK$107,398
baseline
▲ 0.50% · 4.625%
HK$113,932
+HK$6,534/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$214,796/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,428
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$115,444
−HK$3,059/mo
Today · 4.125%
HK$118,503
baseline
▲ 0.50% · 4.625%
HK$124,749
+HK$6,246/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$237,006/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,272
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,045
−HK$3,832/mo
Today · 4.125%
HK$128,877
baseline
▲ 0.50% · 4.625%
HK$136,719
+HK$7,842/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$257,754/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,914
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$138,532
−HK$3,671/mo
Today · 4.125%
HK$142,203
baseline
▲ 0.50% · 4.625%
HK$149,699
+HK$7,496/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$284,406/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,484
−HK$8,873/mo
▼ 0.25% · 3.875%
HK$145,885
−HK$4,472/mo
Today · 4.125%
HK$150,357
baseline
▲ 0.50% · 4.625%
HK$159,505
+HK$9,148/mo
Deposit HK$13.30M · loan HK$31.02M · min. income ≈ HK$300,714/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,400
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$161,621
−HK$4,283/mo
Today · 4.125%
HK$165,904
baseline
▲ 0.50% · 4.625%
HK$174,649
+HK$8,745/mo
Deposit HK$13.30M · loan HK$31.02M · min. income ≈ HK$331,808/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,908
−HK$11,408/mo
▼ 0.25% · 3.875%
HK$187,567
−HK$5,749/mo
Today · 4.125%
HK$193,316
baseline
▲ 0.50% · 4.625%
HK$205,078
+HK$11,762/mo
Deposit HK$4.43M · loan HK$39.89M · min. income ≈ HK$386,632/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,371
−HK$10,934/mo
▼ 0.25% · 3.875%
HK$207,799
−HK$5,506/mo
Today · 4.125%
HK$213,305
baseline
▲ 0.50% · 4.625%
HK$224,548
+HK$11,243/mo
Deposit HK$4.43M · loan HK$39.89M · min. income ≈ HK$426,610/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,586 · Scale 2, in force from 26 Feb 2026)