LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,061
−HK$6,337/mo
▼ 0.25% · 3.875%
HK$104,204
−HK$3,194/mo
Today · 4.125%
HK$107,398
baseline
▲ 0.50% · 4.625%
HK$113,933
+HK$6,535/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$214,796/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,429
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,444
−HK$3,059/mo
Today · 4.125%
HK$118,503
baseline
▲ 0.50% · 4.625%
HK$124,750
+HK$6,247/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$237,006/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,273
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,045
−HK$3,833/mo
Today · 4.125%
HK$128,878
baseline
▲ 0.50% · 4.625%
HK$136,720
+HK$7,842/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$257,756/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,915
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$138,533
−HK$3,671/mo
Today · 4.125%
HK$142,204
baseline
▲ 0.50% · 4.625%
HK$149,700
+HK$7,496/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$284,408/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,485
−HK$8,873/mo
▼ 0.25% · 3.875%
HK$145,886
−HK$4,472/mo
Today · 4.125%
HK$150,358
baseline
▲ 0.50% · 4.625%
HK$159,506
+HK$9,148/mo
Deposit HK$13.30M · loan HK$31.02M · min. income ≈ HK$300,716/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,401
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$161,622
−HK$4,283/mo
Today · 4.125%
HK$165,905
baseline
▲ 0.50% · 4.625%
HK$174,650
+HK$8,745/mo
Deposit HK$13.30M · loan HK$31.02M · min. income ≈ HK$331,810/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,909
−HK$11,408/mo
▼ 0.25% · 3.875%
HK$187,568
−HK$5,749/mo
Today · 4.125%
HK$193,317
baseline
▲ 0.50% · 4.625%
HK$205,080
+HK$11,763/mo
Deposit HK$4.43M · loan HK$39.89M · min. income ≈ HK$386,634/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,372
−HK$10,934/mo
▼ 0.25% · 3.875%
HK$207,800
−HK$5,506/mo
Today · 4.125%
HK$213,306
baseline
▲ 0.50% · 4.625%
HK$224,550
+HK$11,244/mo
Deposit HK$4.43M · loan HK$39.89M · min. income ≈ HK$426,612/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,598 · Scale 2, in force from 26 Feb 2026)