LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,063
−HK$6,338/mo
▼ 0.25% · 3.875%
HK$104,207
−HK$3,194/mo
Today · 4.125%
HK$107,401
baseline
▲ 0.50% · 4.625%
HK$113,936
+HK$6,535/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$214,802/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,432
−HK$6,074/mo
▼ 0.25% · 3.875%
HK$115,447
−HK$3,059/mo
Today · 4.125%
HK$118,506
baseline
▲ 0.50% · 4.625%
HK$124,753
+HK$6,247/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$237,012/mo (50% DSR)
Upfront cash ≈ HK$24.04M (deposit + AVD stamp duty HK$1,883,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,276
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$125,049
−HK$3,832/mo
Today · 4.125%
HK$128,881
baseline
▲ 0.50% · 4.625%
HK$136,723
+HK$7,842/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$257,762/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,919
−HK$7,289/mo
▼ 0.25% · 3.875%
HK$138,537
−HK$3,671/mo
Today · 4.125%
HK$142,208
baseline
▲ 0.50% · 4.625%
HK$149,704
+HK$7,496/mo
Deposit HK$17.73M · loan HK$26.59M · min. income ≈ HK$284,416/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,489
−HK$8,872/mo
▼ 0.25% · 3.875%
HK$145,890
−HK$4,471/mo
Today · 4.125%
HK$150,361
baseline
▲ 0.50% · 4.625%
HK$159,511
+HK$9,150/mo
Deposit HK$13.30M · loan HK$31.02M · min. income ≈ HK$300,722/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,405
−HK$8,504/mo
▼ 0.25% · 3.875%
HK$161,626
−HK$4,283/mo
Today · 4.125%
HK$165,909
baseline
▲ 0.50% · 4.625%
HK$174,654
+HK$8,745/mo
Deposit HK$13.30M · loan HK$31.02M · min. income ≈ HK$331,818/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,914
−HK$11,408/mo
▼ 0.25% · 3.875%
HK$187,573
−HK$5,749/mo
Today · 4.125%
HK$193,322
baseline
▲ 0.50% · 4.625%
HK$205,085
+HK$11,763/mo
Deposit HK$4.43M · loan HK$39.89M · min. income ≈ HK$386,644/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,378
−HK$10,934/mo
▼ 0.25% · 3.875%
HK$207,805
−HK$5,507/mo
Today · 4.125%
HK$213,312
baseline
▲ 0.50% · 4.625%
HK$224,556
+HK$11,244/mo
Deposit HK$4.43M · loan HK$39.89M · min. income ≈ HK$426,624/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,647 · Scale 2, in force from 26 Feb 2026)