LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,075
−HK$6,338/mo
▼ 0.25% · 3.875%
HK$104,219
−HK$3,194/mo
Today · 4.125%
HK$107,413
baseline
▲ 0.50% · 4.625%
HK$113,949
+HK$6,536/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$214,826/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$1,883,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,445
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$115,460
−HK$3,060/mo
Today · 4.125%
HK$118,520
baseline
▲ 0.50% · 4.625%
HK$124,767
+HK$6,247/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$237,040/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$1,883,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,290
−HK$7,606/mo
▼ 0.25% · 3.875%
HK$125,062
−HK$3,834/mo
Today · 4.125%
HK$128,896
baseline
▲ 0.50% · 4.625%
HK$136,739
+HK$7,843/mo
Deposit HK$17.73M · loan HK$26.60M · min. income ≈ HK$257,792/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,934
−HK$7,290/mo
▼ 0.25% · 3.875%
HK$138,552
−HK$3,672/mo
Today · 4.125%
HK$142,224
baseline
▲ 0.50% · 4.625%
HK$149,720
+HK$7,496/mo
Deposit HK$17.73M · loan HK$26.60M · min. income ≈ HK$284,448/mo (50% DSR)
Upfront cash ≈ HK$19.61M (deposit + AVD stamp duty HK$1,883,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,505
−HK$8,873/mo
▼ 0.25% · 3.875%
HK$145,906
−HK$4,472/mo
Today · 4.125%
HK$150,378
baseline
▲ 0.50% · 4.625%
HK$159,528
+HK$9,150/mo
Deposit HK$13.30M · loan HK$31.03M · min. income ≈ HK$300,756/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,422
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$161,644
−HK$4,284/mo
Today · 4.125%
HK$165,928
baseline
▲ 0.50% · 4.625%
HK$174,674
+HK$8,746/mo
Deposit HK$13.30M · loan HK$31.03M · min. income ≈ HK$331,856/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,883,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,935
−HK$11,408/mo
▼ 0.25% · 3.875%
HK$187,594
−HK$5,749/mo
Today · 4.125%
HK$193,343
baseline
▲ 0.50% · 4.625%
HK$205,108
+HK$11,765/mo
Deposit HK$4.43M · loan HK$39.89M · min. income ≈ HK$386,686/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,400
−HK$10,935/mo
▼ 0.25% · 3.875%
HK$207,829
−HK$5,506/mo
Today · 4.125%
HK$213,335
baseline
▲ 0.50% · 4.625%
HK$224,581
+HK$11,246/mo
Deposit HK$4.43M · loan HK$39.89M · min. income ≈ HK$426,670/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,883,857 · Scale 2, in force from 26 Feb 2026)