LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,083
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,227
−HK$3,195/mo
Today · 4.125%
HK$107,422
baseline
▲ 0.50% · 4.625%
HK$113,958
+HK$6,536/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$214,844/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$1,884,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,454
−HK$6,075/mo
▼ 0.25% · 3.875%
HK$115,469
−HK$3,060/mo
Today · 4.125%
HK$118,529
baseline
▲ 0.50% · 4.625%
HK$124,777
+HK$6,248/mo
Deposit HK$22.16M · loan HK$22.16M · min. income ≈ HK$237,058/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$1,884,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,299
−HK$7,607/mo
▼ 0.25% · 3.875%
HK$125,072
−HK$3,834/mo
Today · 4.125%
HK$128,906
baseline
▲ 0.50% · 4.625%
HK$136,749
+HK$7,843/mo
Deposit HK$17.73M · loan HK$26.60M · min. income ≈ HK$257,812/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,884,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,944
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$138,563
−HK$3,672/mo
Today · 4.125%
HK$142,235
baseline
▲ 0.50% · 4.625%
HK$149,732
+HK$7,497/mo
Deposit HK$17.73M · loan HK$26.60M · min. income ≈ HK$284,470/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,884,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,516
−HK$8,874/mo
▼ 0.25% · 3.875%
HK$145,918
−HK$4,472/mo
Today · 4.125%
HK$150,390
baseline
▲ 0.50% · 4.625%
HK$159,541
+HK$9,151/mo
Deposit HK$13.30M · loan HK$31.03M · min. income ≈ HK$300,780/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,884,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,435
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$161,657
−HK$4,284/mo
Today · 4.125%
HK$165,941
baseline
▲ 0.50% · 4.625%
HK$174,688
+HK$8,747/mo
Deposit HK$13.30M · loan HK$31.03M · min. income ≈ HK$331,882/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,884,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,949
−HK$11,410/mo
▼ 0.25% · 3.875%
HK$187,609
−HK$5,750/mo
Today · 4.125%
HK$193,359
baseline
▲ 0.50% · 4.625%
HK$205,124
+HK$11,765/mo
Deposit HK$4.43M · loan HK$39.90M · min. income ≈ HK$386,718/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,884,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,416
−HK$10,936/mo
▼ 0.25% · 3.875%
HK$207,845
−HK$5,507/mo
Today · 4.125%
HK$213,352
baseline
▲ 0.50% · 4.625%
HK$224,598
+HK$11,246/mo
Deposit HK$4.43M · loan HK$39.90M · min. income ≈ HK$426,704/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,884,006 · Scale 2, in force from 26 Feb 2026)