LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,088
−HK$6,339/mo
▼ 0.25% · 3.875%
HK$104,232
−HK$3,195/mo
Today · 4.125%
HK$107,427
baseline
▲ 0.50% · 4.625%
HK$113,963
+HK$6,536/mo
Deposit HK$22.17M · loan HK$22.17M · min. income ≈ HK$214,854/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$1,884,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,459
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$115,475
−HK$3,060/mo
Today · 4.125%
HK$118,535
baseline
▲ 0.50% · 4.625%
HK$124,783
+HK$6,248/mo
Deposit HK$22.17M · loan HK$22.17M · min. income ≈ HK$237,070/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$1,884,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,305
−HK$7,607/mo
▼ 0.25% · 3.875%
HK$125,078
−HK$3,834/mo
Today · 4.125%
HK$128,912
baseline
▲ 0.50% · 4.625%
HK$136,756
+HK$7,844/mo
Deposit HK$17.73M · loan HK$26.60M · min. income ≈ HK$257,824/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,884,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,951
−HK$7,291/mo
▼ 0.25% · 3.875%
HK$138,570
−HK$3,672/mo
Today · 4.125%
HK$142,242
baseline
▲ 0.50% · 4.625%
HK$149,739
+HK$7,497/mo
Deposit HK$17.73M · loan HK$26.60M · min. income ≈ HK$284,484/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,884,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,523
−HK$8,874/mo
▼ 0.25% · 3.875%
HK$145,925
−HK$4,472/mo
Today · 4.125%
HK$150,397
baseline
▲ 0.50% · 4.625%
HK$159,549
+HK$9,152/mo
Deposit HK$13.30M · loan HK$31.03M · min. income ≈ HK$300,794/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,884,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,443
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$161,665
−HK$4,284/mo
Today · 4.125%
HK$165,949
baseline
▲ 0.50% · 4.625%
HK$174,696
+HK$8,747/mo
Deposit HK$13.30M · loan HK$31.03M · min. income ≈ HK$331,898/mo (50% DSR)
Upfront cash ≈ HK$15.18M (deposit + AVD stamp duty HK$1,884,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,958
−HK$11,410/mo
▼ 0.25% · 3.875%
HK$187,618
−HK$5,750/mo
Today · 4.125%
HK$193,368
baseline
▲ 0.50% · 4.625%
HK$205,134
+HK$11,766/mo
Deposit HK$4.43M · loan HK$39.90M · min. income ≈ HK$386,736/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,884,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,426
−HK$10,937/mo
▼ 0.25% · 3.875%
HK$207,855
−HK$5,508/mo
Today · 4.125%
HK$213,363
baseline
▲ 0.50% · 4.625%
HK$224,609
+HK$11,246/mo
Deposit HK$4.43M · loan HK$39.90M · min. income ≈ HK$426,726/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,884,097 · Scale 2, in force from 26 Feb 2026)