LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,110
−HK$633/mo
▼ 0.25% · 3.875%
HK$10,424
−HK$319/mo
Today · 4.125%
HK$10,743
baseline
▲ 0.50% · 4.625%
HK$11,397
+HK$654/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,486/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,247
−HK$607/mo
▼ 0.25% · 3.875%
HK$11,548
−HK$306/mo
Today · 4.125%
HK$11,854
baseline
▲ 0.50% · 4.625%
HK$12,479
+HK$625/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,708/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,131
−HK$761/mo
▼ 0.25% · 3.875%
HK$12,509
−HK$383/mo
Today · 4.125%
HK$12,892
baseline
▲ 0.50% · 4.625%
HK$13,677
+HK$785/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$25,784/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,496
−HK$729/mo
▼ 0.25% · 3.875%
HK$13,858
−HK$367/mo
Today · 4.125%
HK$14,225
baseline
▲ 0.50% · 4.625%
HK$14,975
+HK$750/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$28,450/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,153
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,594
−HK$447/mo
Today · 4.125%
HK$15,041
baseline
▲ 0.50% · 4.625%
HK$15,956
+HK$915/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$30,082/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,745
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,168
−HK$428/mo
Today · 4.125%
HK$16,596
baseline
▲ 0.50% · 4.625%
HK$17,471
+HK$875/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$33,192/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,197
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,763
−HK$575/mo
Today · 4.125%
HK$19,338
baseline
▲ 0.50% · 4.625%
HK$20,515
+HK$1,177/mo
Deposit HK$443K · loan HK$3.99M · min. income ≈ HK$38,676/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,244
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,787
−HK$551/mo
Today · 4.125%
HK$21,338
baseline
▲ 0.50% · 4.625%
HK$22,463
+HK$1,125/mo
Deposit HK$443K · loan HK$3.99M · min. income ≈ HK$42,676/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,503 · Scale 2, in force from 26 Feb 2026)