LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,102
−HK$6,340/mo
▼ 0.25% · 3.875%
HK$104,246
−HK$3,196/mo
Today · 4.125%
HK$107,442
baseline
▲ 0.50% · 4.625%
HK$113,979
+HK$6,537/mo
Deposit HK$22.17M · loan HK$22.17M · min. income ≈ HK$214,884/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$1,884,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,475
−HK$6,076/mo
▼ 0.25% · 3.875%
HK$115,491
−HK$3,060/mo
Today · 4.125%
HK$118,551
baseline
▲ 0.50% · 4.625%
HK$124,800
+HK$6,249/mo
Deposit HK$22.17M · loan HK$22.17M · min. income ≈ HK$237,102/mo (50% DSR)
Upfront cash ≈ HK$24.05M (deposit + AVD stamp duty HK$1,884,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,322
−HK$7,608/mo
▼ 0.25% · 3.875%
HK$125,096
−HK$3,834/mo
Today · 4.125%
HK$128,930
baseline
▲ 0.50% · 4.625%
HK$136,775
+HK$7,845/mo
Deposit HK$17.74M · loan HK$26.60M · min. income ≈ HK$257,860/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,884,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,969
−HK$7,292/mo
▼ 0.25% · 3.875%
HK$138,589
−HK$3,672/mo
Today · 4.125%
HK$142,261
baseline
▲ 0.50% · 4.625%
HK$149,760
+HK$7,499/mo
Deposit HK$17.74M · loan HK$26.60M · min. income ≈ HK$284,522/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,884,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,542
−HK$8,876/mo
▼ 0.25% · 3.875%
HK$145,945
−HK$4,473/mo
Today · 4.125%
HK$150,418
baseline
▲ 0.50% · 4.625%
HK$159,571
+HK$9,153/mo
Deposit HK$13.30M · loan HK$31.04M · min. income ≈ HK$300,836/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,884,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,464
−HK$8,508/mo
▼ 0.25% · 3.875%
HK$161,688
−HK$4,284/mo
Today · 4.125%
HK$165,972
baseline
▲ 0.50% · 4.625%
HK$174,720
+HK$8,748/mo
Deposit HK$13.30M · loan HK$31.04M · min. income ≈ HK$331,944/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,884,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,983
−HK$11,412/mo
▼ 0.25% · 3.875%
HK$187,644
−HK$5,751/mo
Today · 4.125%
HK$193,395
baseline
▲ 0.50% · 4.625%
HK$205,163
+HK$11,768/mo
Deposit HK$4.43M · loan HK$39.90M · min. income ≈ HK$386,790/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,884,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,454
−HK$10,938/mo
▼ 0.25% · 3.875%
HK$207,884
−HK$5,508/mo
Today · 4.125%
HK$213,392
baseline
▲ 0.50% · 4.625%
HK$224,640
+HK$11,248/mo
Deposit HK$4.43M · loan HK$39.90M · min. income ≈ HK$426,784/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,884,359 · Scale 2, in force from 26 Feb 2026)