LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,119
−HK$6,341/mo
▼ 0.25% · 3.875%
HK$104,264
−HK$3,196/mo
Today · 4.125%
HK$107,460
baseline
▲ 0.50% · 4.625%
HK$113,999
+HK$6,539/mo
Deposit HK$22.17M · loan HK$22.17M · min. income ≈ HK$214,920/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$1,884,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,494
−HK$6,077/mo
▼ 0.25% · 3.875%
HK$115,511
−HK$3,060/mo
Today · 4.125%
HK$118,571
baseline
▲ 0.50% · 4.625%
HK$124,821
+HK$6,250/mo
Deposit HK$22.17M · loan HK$22.17M · min. income ≈ HK$237,142/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$1,884,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,343
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$125,117
−HK$3,835/mo
Today · 4.125%
HK$128,952
baseline
▲ 0.50% · 4.625%
HK$136,798
+HK$7,846/mo
Deposit HK$17.74M · loan HK$26.61M · min. income ≈ HK$257,904/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,884,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,992
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$138,613
−HK$3,673/mo
Today · 4.125%
HK$142,286
baseline
▲ 0.50% · 4.625%
HK$149,786
+HK$7,500/mo
Deposit HK$17.74M · loan HK$26.61M · min. income ≈ HK$284,572/mo (50% DSR)
Upfront cash ≈ HK$19.62M (deposit + AVD stamp duty HK$1,884,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,566
−HK$8,878/mo
▼ 0.25% · 3.875%
HK$145,970
−HK$4,474/mo
Today · 4.125%
HK$150,444
baseline
▲ 0.50% · 4.625%
HK$159,598
+HK$9,154/mo
Deposit HK$13.30M · loan HK$31.04M · min. income ≈ HK$300,888/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,884,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,491
−HK$8,509/mo
▼ 0.25% · 3.875%
HK$161,715
−HK$4,285/mo
Today · 4.125%
HK$166,000
baseline
▲ 0.50% · 4.625%
HK$174,750
+HK$8,750/mo
Deposit HK$13.30M · loan HK$31.04M · min. income ≈ HK$332,000/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,884,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,014
−HK$11,414/mo
▼ 0.25% · 3.875%
HK$187,676
−HK$5,752/mo
Today · 4.125%
HK$193,428
baseline
▲ 0.50% · 4.625%
HK$205,197
+HK$11,769/mo
Deposit HK$4.43M · loan HK$39.91M · min. income ≈ HK$386,856/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,884,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,489
−HK$10,939/mo
▼ 0.25% · 3.875%
HK$207,919
−HK$5,509/mo
Today · 4.125%
HK$213,428
baseline
▲ 0.50% · 4.625%
HK$224,679
+HK$11,251/mo
Deposit HK$4.43M · loan HK$39.91M · min. income ≈ HK$426,856/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,884,679 · Scale 2, in force from 26 Feb 2026)