LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,113
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,428
−HK$319/mo
Today · 4.125%
HK$10,747
baseline
▲ 0.50% · 4.625%
HK$11,401
+HK$654/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,494/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,251
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,553
−HK$306/mo
Today · 4.125%
HK$11,859
baseline
▲ 0.50% · 4.625%
HK$12,484
+HK$625/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,718/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,136
−HK$761/mo
▼ 0.25% · 3.875%
HK$12,513
−HK$384/mo
Today · 4.125%
HK$12,897
baseline
▲ 0.50% · 4.625%
HK$13,682
+HK$785/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$25,794/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,501
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,863
−HK$368/mo
Today · 4.125%
HK$14,231
baseline
▲ 0.50% · 4.625%
HK$14,981
+HK$750/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$28,462/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,159
−HK$887/mo
▼ 0.25% · 3.875%
HK$14,599
−HK$447/mo
Today · 4.125%
HK$15,046
baseline
▲ 0.50% · 4.625%
HK$15,962
+HK$916/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$30,092/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,751
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,174
−HK$428/mo
Today · 4.125%
HK$16,602
baseline
▲ 0.50% · 4.625%
HK$17,477
+HK$875/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$33,204/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,204
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,770
−HK$575/mo
Today · 4.125%
HK$19,345
baseline
▲ 0.50% · 4.625%
HK$20,523
+HK$1,178/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$38,690/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,252
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,795
−HK$551/mo
Today · 4.125%
HK$21,346
baseline
▲ 0.50% · 4.625%
HK$22,471
+HK$1,125/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$42,692/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,528 · Scale 2, in force from 26 Feb 2026)