LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,133
−HK$6,342/mo
▼ 0.25% · 3.875%
HK$104,279
−HK$3,196/mo
Today · 4.125%
HK$107,475
baseline
▲ 0.50% · 4.625%
HK$114,015
+HK$6,540/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$214,950/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$1,884,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,510
−HK$6,078/mo
▼ 0.25% · 3.875%
HK$115,527
−HK$3,061/mo
Today · 4.125%
HK$118,588
baseline
▲ 0.50% · 4.625%
HK$124,839
+HK$6,251/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,176/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$1,884,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,360
−HK$7,610/mo
▼ 0.25% · 3.875%
HK$125,135
−HK$3,835/mo
Today · 4.125%
HK$128,970
baseline
▲ 0.50% · 4.625%
HK$136,818
+HK$7,848/mo
Deposit HK$17.74M · loan HK$26.61M · min. income ≈ HK$257,940/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,884,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,012
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$138,633
−HK$3,673/mo
Today · 4.125%
HK$142,306
baseline
▲ 0.50% · 4.625%
HK$149,807
+HK$7,501/mo
Deposit HK$17.74M · loan HK$26.61M · min. income ≈ HK$284,612/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,884,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,586
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$145,991
−HK$4,474/mo
Today · 4.125%
HK$150,465
baseline
▲ 0.50% · 4.625%
HK$159,621
+HK$9,156/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$300,930/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,884,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,514
−HK$8,510/mo
▼ 0.25% · 3.875%
HK$161,738
−HK$4,286/mo
Today · 4.125%
HK$166,024
baseline
▲ 0.50% · 4.625%
HK$174,775
+HK$8,751/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$332,048/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,884,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,040
−HK$11,415/mo
▼ 0.25% · 3.875%
HK$187,702
−HK$5,753/mo
Today · 4.125%
HK$193,455
baseline
▲ 0.50% · 4.625%
HK$205,227
+HK$11,772/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$386,910/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,884,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,517
−HK$10,942/mo
▼ 0.25% · 3.875%
HK$207,949
−HK$5,510/mo
Today · 4.125%
HK$213,459
baseline
▲ 0.50% · 4.625%
HK$224,710
+HK$11,251/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$426,918/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,884,947 · Scale 2, in force from 26 Feb 2026)