LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,138
−HK$6,342/mo
▼ 0.25% · 3.875%
HK$104,284
−HK$3,196/mo
Today · 4.125%
HK$107,480
baseline
▲ 0.50% · 4.625%
HK$114,020
+HK$6,540/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$214,960/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$1,885,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,515
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$115,532
−HK$3,062/mo
Today · 4.125%
HK$118,594
baseline
▲ 0.50% · 4.625%
HK$124,845
+HK$6,251/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,188/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$1,885,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,365
−HK$7,611/mo
▼ 0.25% · 3.875%
HK$125,140
−HK$3,836/mo
Today · 4.125%
HK$128,976
baseline
▲ 0.50% · 4.625%
HK$136,824
+HK$7,848/mo
Deposit HK$17.74M · loan HK$26.61M · min. income ≈ HK$257,952/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,018
−HK$7,294/mo
▼ 0.25% · 3.875%
HK$138,639
−HK$3,673/mo
Today · 4.125%
HK$142,312
baseline
▲ 0.50% · 4.625%
HK$149,814
+HK$7,502/mo
Deposit HK$17.74M · loan HK$26.61M · min. income ≈ HK$284,624/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,593
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$145,997
−HK$4,475/mo
Today · 4.125%
HK$150,472
baseline
▲ 0.50% · 4.625%
HK$159,628
+HK$9,156/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$300,944/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,521
−HK$8,510/mo
▼ 0.25% · 3.875%
HK$161,745
−HK$4,286/mo
Today · 4.125%
HK$166,031
baseline
▲ 0.50% · 4.625%
HK$174,783
+HK$8,752/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$332,062/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,048
−HK$11,416/mo
▼ 0.25% · 3.875%
HK$187,711
−HK$5,753/mo
Today · 4.125%
HK$193,464
baseline
▲ 0.50% · 4.625%
HK$205,236
+HK$11,772/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$386,928/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,526
−HK$10,942/mo
▼ 0.25% · 3.875%
HK$207,958
−HK$5,510/mo
Today · 4.125%
HK$213,468
baseline
▲ 0.50% · 4.625%
HK$224,721
+HK$11,253/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$426,936/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,031 · Scale 2, in force from 26 Feb 2026)