LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,141
−HK$6,342/mo
▼ 0.25% · 3.875%
HK$104,287
−HK$3,196/mo
Today · 4.125%
HK$107,483
baseline
▲ 0.50% · 4.625%
HK$114,023
+HK$6,540/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$214,966/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$1,885,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,518
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$115,536
−HK$3,061/mo
Today · 4.125%
HK$118,597
baseline
▲ 0.50% · 4.625%
HK$124,848
+HK$6,251/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,194/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$1,885,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,369
−HK$7,611/mo
▼ 0.25% · 3.875%
HK$125,144
−HK$3,836/mo
Today · 4.125%
HK$128,980
baseline
▲ 0.50% · 4.625%
HK$136,828
+HK$7,848/mo
Deposit HK$17.74M · loan HK$26.61M · min. income ≈ HK$257,960/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,021
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$138,643
−HK$3,673/mo
Today · 4.125%
HK$142,316
baseline
▲ 0.50% · 4.625%
HK$149,818
+HK$7,502/mo
Deposit HK$17.74M · loan HK$26.61M · min. income ≈ HK$284,632/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,597
−HK$8,879/mo
▼ 0.25% · 3.875%
HK$146,001
−HK$4,475/mo
Today · 4.125%
HK$150,476
baseline
▲ 0.50% · 4.625%
HK$159,632
+HK$9,156/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$300,952/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,525
−HK$8,511/mo
▼ 0.25% · 3.875%
HK$161,750
−HK$4,286/mo
Today · 4.125%
HK$166,036
baseline
▲ 0.50% · 4.625%
HK$174,788
+HK$8,752/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$332,072/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,053
−HK$11,416/mo
▼ 0.25% · 3.875%
HK$187,716
−HK$5,753/mo
Today · 4.125%
HK$193,469
baseline
▲ 0.50% · 4.625%
HK$205,241
+HK$11,772/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$386,938/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,532
−HK$10,942/mo
▼ 0.25% · 3.875%
HK$207,964
−HK$5,510/mo
Today · 4.125%
HK$213,474
baseline
▲ 0.50% · 4.625%
HK$224,727
+HK$11,253/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$426,948/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,084 · Scale 2, in force from 26 Feb 2026)