LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,114
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,429
−HK$319/mo
Today · 4.125%
HK$10,748
baseline
▲ 0.50% · 4.625%
HK$11,402
+HK$654/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,496/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,252
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,554
−HK$306/mo
Today · 4.125%
HK$11,860
baseline
▲ 0.50% · 4.625%
HK$12,485
+HK$625/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,720/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,137
−HK$761/mo
▼ 0.25% · 3.875%
HK$12,514
−HK$384/mo
Today · 4.125%
HK$12,898
baseline
▲ 0.50% · 4.625%
HK$13,683
+HK$785/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$25,796/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,502
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,864
−HK$368/mo
Today · 4.125%
HK$14,232
baseline
▲ 0.50% · 4.625%
HK$14,982
+HK$750/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$28,464/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,160
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,600
−HK$448/mo
Today · 4.125%
HK$15,048
baseline
▲ 0.50% · 4.625%
HK$15,963
+HK$915/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$30,096/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,753
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,175
−HK$429/mo
Today · 4.125%
HK$16,604
baseline
▲ 0.50% · 4.625%
HK$17,479
+HK$875/mo
Deposit HK$1.33M · loan HK$3.10M · min. income ≈ HK$33,208/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,205
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,772
−HK$575/mo
Today · 4.125%
HK$19,347
baseline
▲ 0.50% · 4.625%
HK$20,524
+HK$1,177/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$38,694/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,253
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,796
−HK$551/mo
Today · 4.125%
HK$21,347
baseline
▲ 0.50% · 4.625%
HK$22,473
+HK$1,126/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$42,694/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,533 · Scale 2, in force from 26 Feb 2026)