LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,147
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$104,293
−HK$3,197/mo
Today · 4.125%
HK$107,490
baseline
▲ 0.50% · 4.625%
HK$114,030
+HK$6,540/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$214,980/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$1,885,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,525
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$115,543
−HK$3,061/mo
Today · 4.125%
HK$118,604
baseline
▲ 0.50% · 4.625%
HK$124,856
+HK$6,252/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,208/mo (50% DSR)
Upfront cash ≈ HK$24.06M (deposit + AVD stamp duty HK$1,885,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,376
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$125,152
−HK$3,836/mo
Today · 4.125%
HK$128,988
baseline
▲ 0.50% · 4.625%
HK$136,836
+HK$7,848/mo
Deposit HK$17.74M · loan HK$26.61M · min. income ≈ HK$257,976/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,030
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$138,652
−HK$3,673/mo
Today · 4.125%
HK$142,325
baseline
▲ 0.50% · 4.625%
HK$149,828
+HK$7,503/mo
Deposit HK$17.74M · loan HK$26.61M · min. income ≈ HK$284,650/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,606
−HK$8,880/mo
▼ 0.25% · 3.875%
HK$146,011
−HK$4,475/mo
Today · 4.125%
HK$150,486
baseline
▲ 0.50% · 4.625%
HK$159,643
+HK$9,157/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$300,972/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,535
−HK$8,511/mo
▼ 0.25% · 3.875%
HK$161,760
−HK$4,286/mo
Today · 4.125%
HK$166,046
baseline
▲ 0.50% · 4.625%
HK$174,799
+HK$8,753/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$332,092/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,065
−HK$11,417/mo
▼ 0.25% · 3.875%
HK$187,728
−HK$5,754/mo
Today · 4.125%
HK$193,482
baseline
▲ 0.50% · 4.625%
HK$205,255
+HK$11,773/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$386,964/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,545
−HK$10,943/mo
▼ 0.25% · 3.875%
HK$207,977
−HK$5,511/mo
Today · 4.125%
HK$213,488
baseline
▲ 0.50% · 4.625%
HK$224,741
+HK$11,253/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$426,976/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,205 · Scale 2, in force from 26 Feb 2026)