LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,152
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$104,298
−HK$3,197/mo
Today · 4.125%
HK$107,495
baseline
▲ 0.50% · 4.625%
HK$114,036
+HK$6,541/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$214,990/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,530
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$115,548
−HK$3,062/mo
Today · 4.125%
HK$118,610
baseline
▲ 0.50% · 4.625%
HK$124,862
+HK$6,252/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,220/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,382
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$125,158
−HK$3,836/mo
Today · 4.125%
HK$128,994
baseline
▲ 0.50% · 4.625%
HK$136,843
+HK$7,849/mo
Deposit HK$17.74M · loan HK$26.62M · min. income ≈ HK$257,988/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,037
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$138,658
−HK$3,674/mo
Today · 4.125%
HK$142,332
baseline
▲ 0.50% · 4.625%
HK$149,835
+HK$7,503/mo
Deposit HK$17.74M · loan HK$26.62M · min. income ≈ HK$284,664/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,613
−HK$8,880/mo
▼ 0.25% · 3.875%
HK$146,018
−HK$4,475/mo
Today · 4.125%
HK$150,493
baseline
▲ 0.50% · 4.625%
HK$159,650
+HK$9,157/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$300,986/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,543
−HK$8,511/mo
▼ 0.25% · 3.875%
HK$161,768
−HK$4,286/mo
Today · 4.125%
HK$166,054
baseline
▲ 0.50% · 4.625%
HK$174,807
+HK$8,753/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$332,108/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,073
−HK$11,418/mo
▼ 0.25% · 3.875%
HK$187,737
−HK$5,754/mo
Today · 4.125%
HK$193,491
baseline
▲ 0.50% · 4.625%
HK$205,265
+HK$11,774/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$386,982/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,555
−HK$10,943/mo
▼ 0.25% · 3.875%
HK$207,987
−HK$5,511/mo
Today · 4.125%
HK$213,498
baseline
▲ 0.50% · 4.625%
HK$224,752
+HK$11,254/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$426,996/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,295 · Scale 2, in force from 26 Feb 2026)