LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,152
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$104,299
−HK$3,196/mo
Today · 4.125%
HK$107,495
baseline
▲ 0.50% · 4.625%
HK$114,036
+HK$6,541/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$214,990/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,531
−HK$6,079/mo
▼ 0.25% · 3.875%
HK$115,549
−HK$3,061/mo
Today · 4.125%
HK$118,610
baseline
▲ 0.50% · 4.625%
HK$124,863
+HK$6,253/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,220/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,383
−HK$7,611/mo
▼ 0.25% · 3.875%
HK$125,158
−HK$3,836/mo
Today · 4.125%
HK$128,994
baseline
▲ 0.50% · 4.625%
HK$136,843
+HK$7,849/mo
Deposit HK$17.74M · loan HK$26.62M · min. income ≈ HK$257,988/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,037
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$138,659
−HK$3,674/mo
Today · 4.125%
HK$142,333
baseline
▲ 0.50% · 4.625%
HK$149,835
+HK$7,502/mo
Deposit HK$17.74M · loan HK$26.62M · min. income ≈ HK$284,666/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,613
−HK$8,880/mo
▼ 0.25% · 3.875%
HK$146,018
−HK$4,475/mo
Today · 4.125%
HK$150,493
baseline
▲ 0.50% · 4.625%
HK$159,651
+HK$9,158/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$300,986/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,543
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$161,768
−HK$4,287/mo
Today · 4.125%
HK$166,055
baseline
▲ 0.50% · 4.625%
HK$174,808
+HK$8,753/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$332,110/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,074
−HK$11,418/mo
▼ 0.25% · 3.875%
HK$187,737
−HK$5,755/mo
Today · 4.125%
HK$193,492
baseline
▲ 0.50% · 4.625%
HK$205,265
+HK$11,773/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$386,984/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,555
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$207,988
−HK$5,511/mo
Today · 4.125%
HK$213,499
baseline
▲ 0.50% · 4.625%
HK$224,753
+HK$11,254/mo
Deposit HK$4.44M · loan HK$39.92M · min. income ≈ HK$426,998/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,301 · Scale 2, in force from 26 Feb 2026)